Chase Bank Promotions
Chase is currently offering ten promotions. Read our in-depth review of Chase to see why Chase scored 3.6 stars out of 5. We like their more than 4,700 branches, new customer coupons, and full service banking.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Chase Business Complete Banking® - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Monthly Fee: $15 with ways to waive
Chase College Checking℠ - $100 Bonus
- Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
- Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
- Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
- Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
- JPMorgan Chase Bank, N.A. Member FDIC
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $0 Monthly Service Fee for students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school, up to the graduation date provided at account opening (five years maximum) or $12 Monthly Service Fee
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Preferred rates and perks which may make you eligible for a 0.25% auto rate discount and invitation-only events.
- Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Referral Program - Up to $500 Bonus
Earn $50 for every referred client who successfully opens a new qualifying checking and/or savings account, and completes qualifying activities. Referred clients must be new Chase customers. Earn a maximum of $500 in referral bonus per calendar year.
The information for the Chase Refer a Friend has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase First Banking℠
Chase First Banking is a debit card for kids age 6-17 with $0 monthly service fee. You must be an existing Chase checking customer to open a Chase First Banking account.
The information for the Chase First Banking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- Monthly Fee: $0
Chase High School Checking℠
There is no monthly service fee for students 13-17 at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's eligible personal checking account.
The information for the Chase High School Checking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- Monthly Fee: No monthly service fee on Chase High School Checking for students 13-17 at account opening with their parent/guardian as a co-owner and the account linked to the parent/guardian's personal checking account. Linked accounts exclude Chase High School Checking℠, Chase College Checking℠, Chase Secure Checking℠ and Chase First Checking℠
Chase Total Checking® + Chase Savings℠ - $900 Bonus
- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- When Do You Get It: Within 15 days after completing all requirements for the checking and savings accounts
- Who Can Qualify: Offer is not available to existing Chase checking and savings customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- Where to Open: Online or at a branch
Chase Savings℠ - $200 Bonus
Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
The information for the Chase Savings℠ account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- When Do You Get It: Within 15 days after meeting all requirements
- Who Can Qualify: Offer is not available to existing Chase savings customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- Where to Open: Online or at a branch
Yesterday | Chase College Checking℠ - $100 Bonus selected by a visitor from Colorado |
Yesterday | Chase Secure Banking℠ - $100 Bonus selected by a visitor from Florida |
Yesterday | Chase Total Checking® - $300 Bonus selected by a visitor from Utah |
Yesterday | Chase Private Client Checking℠ - Up to $3,000 Bonus selected by a visitor from Arizona |
1 days ago | Chase Total Checking® + Chase Savings℠ - $900 Bonus selected by a visitor from Washington |
Compare Promotions
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Business Checking Account - $400 Bonus
- Earn $400 when you open a new small business checking account and complete qualifying activities.
- Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
- New business checking clients only
- From October 1st, 2024 – March 31st 2025
- Minimum Deposit to Open: $100
- When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
- Monthly Fee: $0
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
- Minimum Deposit to Open: $25
- Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $0
- Monthly Fee: $0
Chase Credit Card Promotions
|
|
|
|
|
|
Frequently Asked Questions
Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online.
- Chase Total Checking®:
$300 Bonus - Chase Secure Banking℠:
$100 Bonus - Chase Business Complete Banking®:
$300 Bonus - Chase College Checking℠:
$100 Bonus - Chase Private Client Checking℠:
Up to $3,000 Bonus
How to Open a Chase Bank Account?
Here are the steps to opening a new account at Chase:
- Fill out application
On the application, you will need the following information:- Social Security number
- Driver's license or state ID
- Name, address, phone number and email
- Date of birth (under 18 must have parent or guardian as co-owner)
You may also need to show proof of address, such as a utility bill with your name and address. If you're applying online, you can upload the document or fax it in.
- Social Security number
- Sign paperwork
You'll need to sign the final paperwork to activate the account. If you're applying online, you should be able to sign electronically. - Make opening deposit
Depending on which account you're opening, there may be an opening deposit. You can fund your new account by electronic transfer from another bank account, wire, or check. If you're applying in person, you can bring in cash.After that, you're all ready to start using your new account. Just note that it may take a few days for the funds to become avaliable.
How Long Does It Take to Get the Chase Bonus?
Typically, your Chase bonus will be deposited into your account within 15 business days of completing all qualifying activities.
Here's when you can expect to receive your bonus for the different Chase bank account promotions:
- Chase Total Checking: - within 15 business days of completing qualifying activities
- Chase Secure Banking - within 15 business days of completing qualifying activities
- Chase College Checking - within 15 business days of completing qualifying activities
- Chase Business Complete Banking - within 15 business days of completing qualifying activities
What To Know About Chase Checking Account Bonus?
Here are some details you need to know about Chase checking bonuses:
- Chase checking account bonus offer is not available to existing Chase customers, or those who have closed accounts within 90 days or closed with a negative balance.
- Direct deposit needs to be a paycheck, pension, or government benefits. Person-to-person deposits (such as Zelle®) do not count.
- The bonus will be deducted if you close your new account within 6 months after opening.
- You can only receive one new Chase checking account bonus every 2 years.
- Bonuses are considered interest and need to be reported on IRS Form 1099-INT.
How Do I Switch to Chase Bank?
Thinking of switching to Chase as your primary bank account? Opening an account may be simple, but there are some extra steps you need to do to make sure you completely switch over.
- Contact your work's payroll department to change your direct deposits over to the new Chase account.
- Once your first direct deposit goes through on the new Chase account, cancel all automatic payments and recurring transfers linked to your old account. This can include bills, subscriptions, investment contributions, student loan payments, etc. This is super important so you don't accidentally overdraw the old account.
- Set up your recurring payments again on your new Chase account.
- Make sure you leave enough money in your old account to cover any last bill payments.
- Keep the old account open for a couple of bill cycles, just to make sure everything has been switched over. After that, you can transfer over any remaining funds and close that account.
What Other Banks Give Bonuses for Opening Accounts?
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
HSBC Premier - Earn Up to $2,500
Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
Business Checking Account - $400 Bonus
- Earn $400 when you open a new small business checking account and complete qualifying activities.
- Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
- New business checking clients only
- From October 1st, 2024 – March 31st 2025
First Tech Rewards Checking® - Up to $300 Bonus
- New Direct Deposit Offer
- New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000–$5,000 per month or $300 for over $5,000 per month.
- Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
- Earn up to 3.50% Annual Percentage Yield (APY)
- No minimum balance requirements and no monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
- NCUA Insured
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Silver Business Checking account - $400 Bonus
Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Business Premium Savings - Up to 4.01% APY
- Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
- Earn 4.01% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
Pros & Cons of Banking With Chase
Pros:
- Nationwide presence: more than 4,700 bank physical branches and more than 15,000 ATMs
- Relatively low opening requirements
- Many checking options for all financial situations
- Free online bill pay, mobile deposits, and text banking
- 24/7 customer service with real reps
- Highly rated mobile app
- FDIC insured up to $250,000
Cons:
- Low interest rates on savings products
- Not located in all states
- Requirements to waive monthly fee
- High out of network ATM fees
How to Avoid the Chase Monthly Fees?
Like typical big banks, Chase Bank does have monthly fees for most of its accounts. You can waive service fees by doing the following:
- Chase Total Checking: The $12 monthly fee is waived if you maintain an average beginning day balance of $1,500 OR make direct deposits totaling $500 or more every monthly statement period.
- Chase Premier Checking: The $25 monthly fee is waived if you maintain an average beginning day balance of $15,000 OR have a Chase mortgage with auto-pay.
- Chase Sapphire Checking: The $25 monthly fee is waived if you maintain a combined beginning day balance of $75,000 or more in this account and linked qualifying Chase deposit and investment accounts.
- Chase College Checking: The $12 monthly fee is waived for up to 5 years until expected graduation date for college students age 17-24 at account opening with proof of student status. After the expected graduation date, it can be waived if you maintain an average ending day balance of $1,500 OR have electronic deposits totaling $500 or more every monthly statement period.
What to Open at Chase?
Here are the best Chase banking products to consider:
- Chase Total Checking: As long as you have regular direct deposits from an employer, it's not too hard to waive the monthly fee for this account. So it's a solid option if you want a bank with easy access to physical locations.
- Chase College Checking. Chase offers some of best options for students. It's a great way for young adults to get a head start on managing money.
- Chase 9-11 month CD. If you have at least $10,000 to deposit, Chase offers a very competitive rate on their short-term CD. You can earn a good return without tying up your money for too long.
- Chase credit cards. JPMorgan Chase is best known for their credit card lineup, offering huge welcome bonuses and strong reward programs. Loyal customers like the Chase Freedom Unlimited, Chase Sapphire Preferred card, and Chase Sapphire Reserve card. These personal cards usually offer a bonus after you spend enough on qualifying transactions within a specific number of months. A good banking relationship may win you some points when applying for a credit card.
What Experts Say
As part of our series on saving and investing, CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:
Other Chase Coupons
From time to time, Chase offers increased bonuses for opening a new eligible bank account. The offers are usually as follows:
- Chase Total Checking coupon:
Open a new Chase Total Checking account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Requires bank coupon. - Chase savings coupon:
Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 20 business days, and maintain the $15,000 balance for 90 days. Note that the deposit requirement for this offer is higher than the usual offer. Requires bank coupon. - Chase business coupon:
Sometimes, Chase offers an increased bonus when you open a Chase business checking account and complete the qualifying activities. This usually requires a bank coupon.
These offers can usually be seen on mailed coupons to certain areas. Keep your eye out for these offers in your mail if you want to wait for the larger bank bonus.
Chase Bank Bonus Amount Available
Chase coupon code give you money when you open a new account but there's a catch. How it works: open an account online or enter your email address to get a Chase coupon that you can redeem at a local Chase branch. Then complete the qualifying activities to get the bonus.
Find updated Chase coupons and bank offers on CreditDonkey. See the latest sign-up bonuses, deals and more for Chase checking, savings and business accounts below.
Chase Coupon Link | Bonus | Review |
---|---|---|
Chase Total Checking® | $300 Bonus | Review |
Chase Business Complete Banking® | $300 Bonus | Review |
Chase College Checking℠ | $100 Bonus | Review |
Chase Private Client Checking℠ | Up to $3,000 Bonus | Review |
Becky Beach, Lifestyle Blogger, MomBeach.com
Banking Alternatives to Chase
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Citi Checking - $1,500 Bonus
Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.
If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.
Wells Fargo: Wells Fargo: Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Capital One: Capital One: Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening.
- Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
- Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
- Chase Total Checking®
- Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
- Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
- Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
- Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Highlights
Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
iOS & Android
15,000+ Chase ATMs
Automated service available 24/7
Over 4,700
- Pricing information and data points from published website as of 11/20/2024.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
Visit Site | Learn More | |
Chase | Bank of America | |
---|---|---|
Benefits and Features | ||
Savings |
| Bank of America Advantage Savings Standard Rate: 0.01% APY |
CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
|
Checking |
| |
Mobile App | ||
ATMs | ||
Customer Service | Automated service available 24/7 |
|
IRA CD | ||
Locations | ||
Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 11/20/2024. Bank of America: Pricing information from published website as of 12/03/2024 based on 91107 zip code. |
3-Month CD (Relationship Rate) - 3.50% APY
APY is for zip code 91101, and may vary per location. APY is for balances below $10,000. The information for the 3-Month CD (Relationship Rate) has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $1,000
12-Month CD (Relationship Rate) - 3.00% APY
APY is for zip code 91101, and may vary per location. APY is for balances below $10,000. The information for the 12-Month CD (Relationship Rate) has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $1,000
60-Month CD (Relationship Rate) - 2.00% APY
APY is for zip code 91101, and may vary per location. APY is for balances below $10,000. The information for the 60-Month CD (Relationship Rate) has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $1,000
6-Month CD (Relationship Rate) - 1.50% APY
APY is for zip code 91101, and may vary per location. APY is for balances below $10,000. The information for the 6-Month CD (Relationship Rate) has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $,1000
120-Month CD - 0.01% APY
The information for the 120-Month CD has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $1,000
1-Month CD - 0.01% APY
The information for the 1-Month CD has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Minimum Deposit to Open: $1,000
Chase Savings℠ - 0.01% APY
- 0.01% APY on all balances
- Monthly Service Fee of $5 can be waived in multiple ways, including having a balance of $300 or more at the beginning of each day.
Rate is for zip code 91107, and may vary per location. The information for Chase Savings℠ has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Premier Savings℠ (Relationship Rates)
- 0.02% APY on all balances on Premier Relationship Rates
- Monthly service fee of $25 can be waived with a balance of $15,000 or more at the beginning of each day or if account is linked to a Chase Premier Plus Checking℠ or Chase Sapphire℠ Checking.
Rate is for zip code 91107, and may vary per location. The information for Chase Premier Savings℠ has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Certificate of Deposit (Standard Rates)
- 0.01% APY on all terms
- Terms available are 1 to 120 months
- $1,000 minimum opening deposit
The information for the Certificate of Deposit account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Certificate of Deposit (Relationship Rates)
Terms | APY |
---|---|
1 Month | 0.02% |
2 Months | 1.75% |
3 Months | 3.50% |
6 Months | 1.50% |
9 Months | 2.00% |
12 Months | 3.00% |
15 Months | 2.00% |
18 Months | 2.00% |
21 Months | 2.00% |
24 Months | 2.00% |
30 Months | 2.00% |
36 Months | 2.00% |
42 Months | 2.00% |
48 Months | 2.00% |
60 Months | 2.00% |
84 Months | 2.00% |
120 Months | 2.00% |
Rates are for zip code 91107, and may vary per location. Rates are for balances below $10,000. The information for the Certificate of Deposit account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Certificate of Deposit (Relationship Rates)
Featured Terms | APY |
---|---|
3 Months | 3.50% |
9 Months | 2.00% |
12 Months | 3.00% |
Rates are for zip code 91107, and may vary per location. Rates are for balances below $10,000. The information for the Certificate of Deposit account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Premier Savings℠ (Standard Rates)
- 0.01% APY on all balances on Premier Standard Rates
- Monthly service fee of $25 can be waived with a balance of $15,000 or more at the beginning of each day or if account is linked to a Chase Premier Plus Checking℠ or Chase Sapphire℠ Checking.
Rate is for zip code 91107, and may vary per location. The information for Chase Premier Savings℠ has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Alternatives
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Silver Business Checking account - $400 Bonus
Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.
- Minimum Deposit to Open: $100
- Monthly Fee: $0 monthly maintenance fee
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
CIT Bank Platinum Savings - 4.35% APY
- 4.35% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
- Minimum Deposit to Open: $0
- Monthly Fee: $0