Bank of America Promotions

Expires 1/31/2025

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

$200

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Bank of America Advantage SafeBalance Banking®

Banking that helps you stay within your balance.
No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
Bank of America, N.A. Member FDIC.

Minimum Deposit to Open: $25
Monthly Fee:
$4.95 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following:
- an owner of this account is under the age of 25 or
- maintain a minimum daily balance of $500 in your account or
- are a member of Bank of America Preferred Rewards®

Bank of America Advantage Plus Banking®

Flexible banking to meet your needs.
Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
Bank of America, N.A. Member FDIC.

Minimum Deposit Required: $100
Monthly Fee:
$12 Monthly Maintenance Fee or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- have at least one qualifying direct deposit of $250 or more or
- maintain a minimum daily balance of $1,500 in your account or
- are a member of Bank of America Preferred Rewards®

Compare Checking Promotions:

Bank of America Advantage Relationship Banking®

Benefits for higher balances, like fee waivers and interest.
Earn interest on your balance.
Option to enroll in Balance Connect® for overdraft protection.
Overdraft fee without Balance Connect® : $10 each item, up to 2 items per day.
Bank of America, N.A. Member FDIC.

Monthly Fee: $25 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following: maintain a minimum daily balance of $20,000 in your account or are a member of Bank of America Preferred Rewards®

Business Advantage Fundamentals™ Banking

No fee for first 20 transactions per statement cycle
No fee for first $5,000 in cash deposited per statement cycle at an ATM or Financial Center

Minimum Deposit to Open: $100
Monthly Fee:
$16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Become a member Preferred Rewards for Business.

Business Advantage Relationship Banking

No fee for first 500 transactions per statement cycle
No fee for first $20,000 in cash deposited per statement cycle
Multiple ways to avoid the $29.95 monthly fee

Minimum Deposit to Open: $100
Monthly Fee: $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

Compare Business Promotions:

Featured CD

Term	APY
7 Month	3.80%
10 Month	3.45%
13 Month	2.75%
25 Month	2.00%
37 Month	0.11%

Rates are for Pasadena, California (ZIP Code 91107), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

Bank of America Advantage Savings - Preferred Rewards

Account Balance	Gold APY	Platinum APY	Platinum Honors APY	Diamond and Diamond Honors APY
Less than $2,500	0.02%	0.03%	0.04%	0.04%
$2,500 and over	0.02%	0.03%	0.04%	0.04%

$500

Bank of America Advantage Banking - $500 Bonus

Expires in 4 days

Open a new eligible Bank of America checking account via the offer page. Use offer code MCC500CIS at account opening.
Deposit $15,000 or more into the new checking account within 30 days of account opening. Maintain an average daily balance of at least $15,000 from days 31 to 120 after account opening.
Complete one of the following within 120 days of account opening: set up and receive at least one direct deposit, send a payment through Zelle® using your new checking account, make a Bank of America Mobile Check Deposit, or send a payment using Bank of America Bill Pay.
Eligible accounts for this offer are Bank of America Advantage SafeBalance Banking®, Bank of America Advantage Plus Banking®, and Bank of America Advantage Relationship Banking® for Wealth Management. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.

The information for the Bank of America Advantage Banking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

Compare Checking Promotions:

Free Museum Entry

Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.

Bank of America Trending Offers

Yesterday	Bank of America Advantage Banking - $300 Bonus Offer selected by a visitor from Maryland
Yesterday	Bank of America Advantage Banking - $500 Bonus selected by a visitor from Florida
4 days ago	Bank of America Advantage SafeBalance Banking® selected by a visitor from Missouri
9 days ago	Bank of America Advantage Savings - Preferred Rewards selected by a visitor from Washington
12 days ago	Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer selected by a visitor from Pennsylvania

Compare Promotions

High-Yield Savings Premier - 4.46% APY

No account activity or maintenance fees
$500 minimum opening deposit
FDIC insured

The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Minimum Deposit to Open: $500
Monthly Fee: $0

Member FDIC

Business Checking Account - $400 Bonus

Earn $400 when you open a new small business checking account and complete qualifying activities.
Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
New business checking clients only
From October 1st, 2024 – March 31st 2025

Expires 3/31/2025

Minimum Deposit to Open: $100
When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
Monthly Fee: $0

Terms and Conditions

Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 10/1/2024 through 3/31/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB24Q4BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business's physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Only one newly opened business checking account per client is eligible to participate in this offer. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being deposited, or (3) the new business checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB24Q4BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Version 2 10172024 SB24Q4BIZAFL

Member FDIC

Chase Secure Banking℠ - $100 Bonus

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

Get $100 Coupon

Expires 1/22/2025

Minimum Deposit to Open: $0
Direct Deposit Required: No
Minimum Deposit Required: None
When Do You Get It: Within 15 days after completing qualifying activities
Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.

Member FDIC

Chase Total Checking® - $300 Bonus

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Open an Account

Expires 1/22/2025

Minimum Deposit to Open: $0
Direct Deposit Required: Yes
Minimum Deposit Required: None
When Do You Get It: Within 15 days after meeting requirements
Monthly Fee:
$12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Bank of America Advantage Banking - $300 Bonus Offer

Expires in 3 days

Minimum Deposit to Open: $25
Monthly Fee:
Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)

Bank of America Offers History

2 days ago	Deals Editor from CreditDonkey updated Flexible CD
2 days ago	CreditDonkey updated Fixed CD
2 days ago	CreditDonkey updated 37-Month CD - 0.11% APY
2 days ago	CreditDonkey updated 25-Month CD - 2.00% APY
2 days ago	CreditDonkey updated 13-Month CD - 2.75% APY

Current Bank of America Promotions

Bank of America Checking Account Bonus:

Bank of America Advantage Banking: $300 Bonus Offer
Bank of America® Business Advantage Banking Checking Account: $200 Bonus Offer
Bank of America Advantage Banking: $500 Bonus

How to Get Bank of America Bonuses

Bank of America offers new customers a bonus for opening a new eligible account with qualifying activities. The bonuses are usually for online only applicants.

Here's how you can get a bonus:

Open a new account through the promotional link in the offer.
Complete the offer requirements. This usually includes making a certain amount of qualifying deposits into the new account, and/or maintaining a specified balance for a certain time.
Bank of America will typically pay your bonus within 60 days (from the end of the qualifying period).

What is the best bonus for Bank of America in 2023?

The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2025.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC.

Does Bank of America have any special offers?
The best Bank of America personal checking account offer code is MNB300CIS.

Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

See offer page for more details

Expires 1/31/2025

What to Know About Bank of America Bonus Offers

Offers are for new personal or business checking customers only. You can be eligible for a business checking account bonus if you're an existing personal checking customer (and vice versa).
You are eligible for a personal checking bonus if you have not owned or co-owned a Bank of America personal checking account within the last twelve (12) months.
You are eligible for a business checking if you were not an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
Bonuses are limited to one bonus per account and per customer.
Your new account must be open and in good standing up to and including the date any earned bonus is paid.
Cash bonuses are considered taxable income.

Is Bank of America bonus a good deal?
Bank of America's bonus can be worth it if you can easily fulfill the terms and the account aligns with your needs. Note that Bank of America checking accounts have requirements to waive the monthly fees, so make sure it won't be a hassle to maintain.

Bank of America Pros & Cons

Pros:

Frequent bonuses for new customers
Available in 37 states
Low requirements to waive monthly fees for basic accounts
Flexibility to switch between checking tiers
Highly-rated mobile app
Free spending and budgeting tools
Wide range of banking services

Cons:

Low APYs for savings accounts
No free checking option
Many other banking fees

Bank of America Personal Checking Accounts

Advantage SafeBalance: This particular account has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are under 25, maintain a minimum daily balance of $500, or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $25.
Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each statement cycle, OR if you are a member of Bank of America Preferred Rewards®. This account allows you to enroll in optional overdraft protection. The minimum opening deposit is $100.
Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a minimum daily balance of $20,000 in your account or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $100.

All 3 accounts come with mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.

Bank of America Business Checking Accounts

Bank of America also offers 2 different business accounts:

Business Advantage Fundamentals™ Banking: This is the basic business account ideal for small businesses just starting out. The monthly fee is $16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Become a member Preferred Rewards for Business.
Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance. The monthly fee is $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

You also get a second Business Advantage checking account for no maintenance fee. And you'll pay no fees for domestic and international incoming wire transfers.

Bank of America Business Checking Account Promotions:

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC

Bank of America Investment Account Promotions

Merrill Edge Investment Account - Up to $1,000 Bonus

Enroll in this offer using offer code 1000PR. Fund your IRA or CMA with at least $20,000 in qualifying net new assets within 45 days of account opening. Enroll in Preferred Rewards within 90 days of funding your account. Maintain the new assets in your account for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
$20,000 - $49,999	$100
$50,000 - $99,999	$200
$100,000 - $249,000	$400
$250,000 or more	$1,000

This offer is valid for new and existing individual Merrill IRAs or Cash Management Accounts (CMA).

Merrill Edge Investment Account - Up to $750 Bonus

Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 750ME at account opening. Fund your account with at least $5,000 in qualifying net new assets within 45 days of account opening. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
Less than $5,000	$0
$5,000 - $19,999	$50
$20,000 - $49,999	$125
$50,000 - $99,999	$200
$100,000 - $199,999	$350
$200,000 or more	$750

The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account or Merrill Guided Investing with an Advisor account.

Merrill Edge Investment Account - Up to $600 Bonus

Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 600ME at account opening. Fund your account with at least $20,000 in qualifying net new assets within 45 days of account opening. Maintain balance for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.

Qualifying Net New Asset Balance	Cash Rewards
Less than $20,000	$0
$20,000 - $49,999	$100
$50,000 - $99,999	$150
$100,000 - $199,999	$250
$200,000 or more	$600

The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account, or Merrill Guided Investing with an Advisor account.

Get the Most Out of Your Bank of America Checking Accounts

Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:
- Gold level: Need a 3-month average combined balance of $20,000. You get a 5% interest rate booster on a Bank of America Advantage Savings account, and a 25% bonus on eligible credit cards rewards.
- Platinum level: Need a 3-month average combined balance of $50,000. You get a 10% interest rate booster on a Bank of America Advantage Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs in the U.S.
- Platinum Honors level: Need a 3-month average combined balance of $100,000. You get a 20% interest rate booster on a Bank of America Advantage Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs in the U.S.
- Diamond Tier: Need a 3-month average combined balance of $1 million (up to $10 million). This tier offers access to unique lifestyle experiences and premium offers.
Each tier also gives you discounts on mortgage fees, auto loan interest rate, and home equity line of credit interest rate. The higher your tier, the larger your discount.
Look for cash back deals: Bank of America has BankAmeriDeals® that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back credited to the account of your choice.

Did you know: Bank of America credit and debit cardholders get free general admission to over 225 cultural institutions across the U.S. during the first full weekend of every month via the Museums on Us program.

What Banks Give You Money for Switching

What bank gives you $200 to open an account?
Here are popular $200 checking account bonuses for March 2023:

PNC Bank: Virtual Wallet Checking Pro - $200 Bonus
Upgrade: OneCard with Rewards Checking - $200 Bonus
Huntington: Personal Checking Account - $200 Bonus
Ent Credit Union: Personal Checking Account - $200 Bonus
Trustco Bank: Personal Checking Account - $200 Bonus

What bank gives you $300 to open an account?
Here are popular $300 checking account bonuses for March 2023:

Bank of America Advantage Banking: $300 Bonus Offer
Chase Total Checking®: $300 Bonus
First Tech Rewards Checking®: Up to $300 Bonus
KeyBank: Key Smart Checking® - $300 Bonus
Regions Bank: Personal Checking Account - $300 Bonus

Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Expires in 3 days

Member FDIC

HSBC Premier - Earn Up to $2,500

Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.

Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.

Expires in 6 days

Member FDIC

Chase Total Checking® - $300 Bonus

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Expires 1/22/2025

Member NCUA

First Tech Rewards Checking® - Up to $300 Bonus

New Direct Deposit Offer
- New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000–$5,000 per month or $300 for over $5,000 per month.
- Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
Earn up to 3.50% Annual Percentage Yield (APY)
No minimum balance requirements and no monthly account maintenance fees
Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
NCUA Insured

Expires 1/31/2025

Member FDIC

Discover® Cashback Checking - Up to $30/Month Cashback

Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.

Member FDIC

Rewards Checking - Up to 3.30% APY

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Member FDIC

BMO Smart Advantage Checking Account and BMO Smart Money Checking Account - Earn $300 Cash Bonus*

$300 Cash Bonus* when you have $4,000 in direct deposits within 90 days of opening between 11/1/24 – 2/3/25. *Conditions Apply. Available in the U.S. BMO Bank N.A. Member FDIC

Expires 2/3/2025

Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

See Details

Expires 3/13/2025

In-Depth Review

Highlights

Savings
Bank of America Advantage Savings Standard Rate: 0.01% APY

Compare: Bank of America vs Discover Bank

7-Month CD - 3.80% APY
10-Month CD - 3.45% APY
13-Month CD - 2.75% APY
25-Month CD - 2.00% APY
37-Month CD - 0.11% APY
1-Month CD - 0.03% APY
120-Month CD - 0.03% APY

Read: 13 Month CD Rates

Compare: Bank of America vs CIT Bank

ATMs
Approximately 16,000+ ATMs

Customer Service

Mon-Fri: 8am - 9pm (ET)
Sat: 8am - 8pm (ET)
Sun: 8am - 5pm (ET)

Compare: Bank of America vs Chase

Locations
3,922 financial centers

More Information

Pricing information from published website as of 12/26/2024 based on 91107 zip code.
For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Bank of America	Chase
	Member FDIC	Member FDIC
	Learn More	Visit Site
	Benefits and Features
Savings	Bank of America Advantage Savings Standard Rate: 0.01% APY	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	7-Month CD - 3.80% APY 10-Month CD - 3.45% APY 13-Month CD - 2.75% APY 25-Month CD - 2.00% APY 37-Month CD - 0.11% APY 1-Month CD - 0.03% APY 120-Month CD - 0.03% APY	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs	Approximately 16,000+ ATMs	15,000+ Chase ATMs
Customer Service	Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)	Automated service available 24/7
IRA CD
Locations	3,922 financial centers	Over 4,700
	Learn More	Visit Site
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 12/26/2024 based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/26/2024.

More Deals to Save Money at Bank of America

7-Month CD - 3.80% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

7-Month CD - 3.80% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

10-Month CD - 3.45% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

10-Month CD - 3.45% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

13-Month CD - 2.75% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

13-Month CD - 2.75% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 24, 2024.

Minimum Deposit to Open: $1,000

120-Month CD - 0.03% APY

Minimum Deposit to Open: $1,000

1-Month CD - 0.03% APY

Minimum Deposit to Open: $1,000

Bank of America Advantage Savings - 0.01% APY

Account Balance	Standard APY
Less than $2,500	0.01%
$2,500 and over	0.01%

Fixed CD

Term	APY
28 - 89 Days	0.03%
90 - 179 Days	3.75%
6 - 120 Months	0.03%

Rates are for Pasadena, California, and may vary per location.

Fixed Term IRA CD

Available terms are 6 - 120 months
0.03% APY
$1,000 minimum opening deposit
Terms and rate is for Pasadena, California, and may vary per location

Flexible CD

12-month term
3.25% APY
$1,000 minimum opening deposit

Minimum Deposit to Open: $1,000

Bank of America Alternatives

Chase Business Complete Banking® - $300 Bonus

Earn $300 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
Associate Debit and Employee Deposit Cards available upon request

Get Coupon

Expires 1/16/2025

Minimum Deposit to Open: $0
Direct Deposit Required: No
Monthly Fee: $15 with ways to waive

Member FDIC

Silver Business Checking account - $400 Bonus

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.

Expires 1/15/2025

Minimum Deposit to Open: $100
Monthly Fee: $0 monthly maintenance fee

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

Member FDIC

CIT Bank Platinum Savings - 4.35% APY

4.35% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Minimum Deposit to Open: $100
Direct Deposit Required: No
Monthly Fee: $0

Free Business Checking - Earn $300 Bonus

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC