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America First Credit Union Promotions

4.65%

3-Month CD - 4.65% APY

4.65%

IRA Certificate Account - Up to 4.65% APY

  • Up to 4.65% APY
  • $500 minimum opening deposit
Term APY
3-5 Months 4.65%
6-11 Months 4.55%
12-17 Months 4.45%
18-23 Months 4.10%
24-29 Months 4.15%
30-35 Months 4.15%
36-47 Months 4.15%
48-59 Months 4.20%
60 Months 4.25%
4.55%

6-Month CD - 4.55% APY

4.45%

12-Month CD - 4.45% APY

4.25%

60-Month CD - 4.25% APY

4.20%

48-Month CD - 4.20% APY

4.15%

24-Month CD - 4.15% APY

4.15%

30-Month CD - 4.15% APY

4.15%

36-Month CD - 4.15% APY

4.10%

18-Month CD - 4.10% APY

Classic Checking

  • No monthly fees
  • No low balance fees
  • Earns dividends

Regular Certificate Accounts

Term APY
3-5 Months 4.65%
6-11 Months 4.55%
12-17 Months 4.45%
18-23 Months 4.10%
24-29 Months 4.15%
30-35 Months 4.15%
36-47 Months 4.15%
48-59 Months 4.20%
60 Months 4.25%

Bump-Rate Certificate Accounts

Term APY
3-5 Months 4.50%
6-11 Months 4.40%
12-17 Months 4.30%
18-23 Months 3.95%
24-29 Months 4.00%
30-35 Months 4.00%
36-47 Months 4.00%
48-59 Months 4.05%
60 Months 4.10%

Basic Business Checking

  • $0 monthly fee
  • No minimum balance requirement
  • 250 free items per month

Regular Certificate Accounts

  • Up to 4.65% APY
  • $500 minimum opening deposit
  • Available terms are 3 to 60 months
  • Automatic renewal at maturity
  • NCUA insured
Discover Bank
Member FDIC

IRA Certificate of Deposit

  • 4.10% APY for 12-month term
  • 3.50% APY for 36-month term
  • 3.40% APY for 5-year term
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Expires 12/30/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Discover Bank
Member FDIC

Online Checking Account - Earn Cash Back

  • 1% cash back on up to $3,000 in debit card purchases each month. See website for details
  • No fees
  • Early Pay - Get your paycheck up to two days early with no charge
  • No credit impact - You can apply without affecting your credit score.
  • Access to over 60,000 no-fee ATMs in the U.S.

Don't miss another hot deal. Check back often at CreditDonkey.

$150

Personal Checking and Savings Account - $150 Bonus

Open a free savings and checking account. Enroll in free direct deposit, and switch to free online statements. Offer valid to SEG employees. Promotion must be mentioned at account opening to receive bonus.

Expired 3/8/2024
$100

Personal Checking and Savings Account - $100 Bonus

Open a qualifying savings account with a $1 deposit. Open a qualifying checking account and a Visa debit card. Sign up for free online statements and enroll in direct deposit. Offer valid for active and retired members of any branch of the U.S. military, as well as veterans who are new to America First Credit Union.

Expired 7/31/2023
$100

Personal Savings Account - Up to $100 Bonus

Open a new qualifying account. Fund your account and America First Credit Union will match your initial deposit, up to $100. Account must remain open and in good standing for at least 6 months.

Expired 12/31/2021
$50

Youth Account - Up to $50 Bonus

Open a new Youth account. Fund your account and America First Credit Union will match your initial deposit, up to $50. Funds must remain in the new account for at least 60 days.

Expired 12/31/2021

America First Credit Union CD Rates

What is America First Credit Union's CD rates?
  • 3-Month CD - 4.65% APY
  • 6-Month CD - 4.55% APY
  • 12-Month CD - 4.45% APY
  • 60-Month CD - 4.25% APY
  • 48-Month CD - 4.20% APY
  • 24-Month CD - 4.15% APY
  • 30-Month CD - 4.15% APY
  • 36-Month CD - 4.15% APY
  • 18-Month CD - 4.10% APY

Information sourced from the published website as of 11/13/2024.

 

America First Credit Union

Mountain America Credit Union

 

Benefits and Features

Customer ServicePhone: 800-999-3961
Monday - Friday: 8AM - 7PM (MT)
Saturday: 8AM - 6PM (MT)
Email: support@americafirst.com
 
Locations115 branch locations in the states of Arizona, Idaho, Nevada, New Mexico and UtahOver 100 branch locations in the states of Utah, Arizona, Idaho, Montana, Nevada, and New Mexico

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

America First Credit Union: Information sourced from the published website as of 11/13/2024.

Mountain America Credit Union: Information sourced from the published website as of 10/09/2024.


America First Credit Union Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2024.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
US Bank
Member FDIC

Silver Business Checking account - $400 Bonus

Expires 1/15/2025

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.

Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.55% APY

  • 4.55% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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