PNC Bank vs Marcus by Goldman Sachs

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Marcus? Read our comparison chart below.

PNC Bank has 2,200+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare PNC Bank with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

	PNC Bank	Marcus by Goldman Sachs
	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More Read PNC Bank Review	SPECIAL OFFER Marcus Online Savings - Earn 3.90% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	Up to 3.95% APY. Only available in eligible markets.	3.90% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD	0.01% to 4.15% APY. Terms of 7 days to 10 years.	3.65% to 4.25% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.
Checking	Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old. Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits. Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments. Select Markets Only*	N/A
Money Market	Up to 0.05% APY. Only available in eligible markets.	N/A
Mobile App	iOS & Android	iOS & Android
ATMs	approximately 60,000 PNC and partner ATMs	None
Customer Service	Personal Credit Cards: Automated account information is available 24/7 Other products & services: Monday - Friday: 8:00 a.m. - 9:00 p.m. ET Saturday - Sunday: 8:00 a.m. - 5:00 p.m. ET	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET
Locations	2,200+ locations	Online only
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY on some savings accounts
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Read full review
	Virtual Wallet with Performance Select Checking - $400 Bonus Virtual Wallet with Performance Spend Checking - $200 Bonus Virtual Wallet Checking - $100 Bonus	Marcus Online Savings - Earn 3.90% APY 12-Month High-Yield CD - 4.25% APY 9-Month High-Yield CD - 4.15% APY
PNC Bank: Pricing information from published website as of 01/10/2025 based on 91107 zip code. Marcus: Information including rates, fees, terms, and benefits was obtained on December 12, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: PNC Bank or Marcus?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

Articles on PNC Bank

PNC Bank

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

PNC Savings Account Interest Rate

Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.

PNC High Yield Savings

PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.

How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.