Save money and be informed. CreditDonkey is a personal finance comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Empower vs Fundrise

Empower is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Fundrise? Read our comparison chart below.

Empower offers free financial tools and paid wealth management services. Its wealth management fees start at 0.89% of assets under management. Empower free tools include a personal dashboard, fee analyzer, and retirement planner.

While Fundrise lets you invest in a wide variety of real estate projects across the US starting with just $10. There is no accreditation needed. It offers several portfolio tiers depending on your goals. There is a 1% management fee.

Compare Empower with Fundrise, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 EmpowerFundrise
 Visit SiteVisit Site
 

Empower

Fundrise

SPECIAL OFFER
Join Empower For Free - Learn More

Read Empower Review

SPECIAL OFFER
Invest in Real Estate with $10+ - Learn More

Read Fundrise Review

 

Benefits and Features

Annual FeeInvestment Account: $0;
Wealth Management:0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
1% management fee
Minimum Deposit
$100,000
$10
Phone Support
Yes
No
Live Chat Support
No
No
Email Support
Yes
Yes
Investment Types Commercial, single family, multi-family, industrial
Human Advisors
Yes
 
Robo Advisor
Check
 
Accredited Investor Requirements 
None
Assets Under Management
$1.6 Trillion
 
Minimum InvestmentInvestment Account: $0;
Wealth Management: $100,000
 
Tax Loss Harvesting
Yes
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Online Platform
Yes
 
iPhone App
Yes
 
Android App
Yes
 
Mobile App
iOS & Android
 
Dividends Choose quarterly payouts or auto reinvest
Investment Period 5+ years (with opportunities to liquidate on a quarterly basis)
Investment Tracking
Check
 
Single Stock Diversification
Yes
 
Fractional Shares
No
 
Taxable Accounts
Yes
 
401k Plans
Yes
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
Yes
 
529 Plans
Yes
 
 

CreditDonkey® Reviews

 EmpowerFundrise
Human AdvisorsStarStarStarStarStar
Robo AdvisorStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Goal TrackerStarStarStarStarStar
BudgetingStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
Investment TrackingStarStarStarStarStar
Retirement PlanningStarStarStarStarStar
Minimum DepositStarStarStarStarStar
Commissions and FeesStarStarStarStarEmpty Star
LiquidityStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Pros:
  • Just $10 to start
  • Strong past performance
  • Passive investing
Cons:
  • Illiquid investment
  • Unknown future returns
Bottom LineFree advanced tools plus hybrid advisory service for people with over $100k in investments... Read full reviewGood way to invest in real estate with low fees and no income requirements... Read full review
 Visit SiteVisit Site
 Terms Apply. Offering Circulars

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Empower: Pricing information from published website as of 04/30/2020

Empower: Empower Personal Wealth, LLC (“EPW”) compensates CREDITDONKEY INC for new leads. CREDITDONKEY INC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.

Fundrise: Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.

Fundrise

Invest in Real Estate with $10+

  • Only $10 minimum investment
  • Get a diversified portfolio of real estate projects across the US
  • Open to all investors
Fundrise

Invest in Real Estate with $10+

  • Sign up in minutes; no complicated paperwork
  • $10 minimum investment
  • No income requirements
  • Multiple investing plans tailored to your goals
  • Completely passive investment
  • Low 1% annual fee
Fundrise

$0 Advisory Fees for 3 Months

3 Months of Advisory Fees Waived for Each Friend You Invite

Which is Better: Empower or Fundrise?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Empower or Quicken.

In short: Empower's customer service is excellent.


Articles on Empower

Empower Reviews

Empower offers wealth management services and free financial tools. But is it legit? Find out if this robo advisory service is right for you.

Is Empower Safe

Empower offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Empower is.

Empower vs Quicken

Quicken is the oldest name in personal finance software, while Empower is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Empower vs Mint

Empower and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Articles on Fundrise

Fundrise Review

Fundrise lets you invest in real estate with just $10. But is it any good? Find out in this review if it's worth it and legit.

Which Do You Think is Best?





You Might Also Like

Retirement Expense Calculator

Retirement Expense Calculator

How much will your golden years cost? Use this quick calculator to find your retirement expenses and review the checklist to get yourself prepped.
How to Invest in Your 30s

How to Invest in Your 30s

Investing in your 30s is all about balancing financial priorities. Your decisions now will affect your future. Learn how to build long-term wealth in your 30s.
Can I Have Multiple Trading Accounts

Can I Have Multiple Trading Accounts

Is it a good (or bad) idea to have multiple trading accounts? Find out what you need to know about having two or more investment accounts.
Best Passive Income Ideas

Best Passive Income Ideas

Find out how the affluent grow their wealth: 44 brilliant passive income streams. Start now with this guide.
How to Invest $100k

How to Invest $100k

Investing large sums of money in a savings account or CD? That mistake may be costing you. Find better ways to invest $100K and increase your profits.
Best Ways to Invest $10,000

Best Ways to Invest $10,000

Discover 15 savvy ways to make your $10k grow. This expertly curated guide will help you maximize your returns.

Next Page:

About CreditDonkey
CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2025 CreditDonkey Inc. All Rights Reserved.