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Moomoo vs Betterment

Moomoo is a low-cost way to trade US, HK, and Chinese assets with advanced research tools. How does it compare to Betterment? Read our comparison chart below.

 Moomoo
 Visit SiteLearn More
 

Moomoo

Betterment

SPECIAL OFFER
Deposit and Get 15 Free Stocks plus 8.1% APY on uninvested cash - Learn More

Read Moomoo Review

SPECIAL OFFER
Compare Pricing - Learn More

Read Betterment Review

 

Benefits and Features

Savings 
Check
Stock Trading$0 commission on US stocks and ETFs 
Options Trading$0 for US Options;
$0.50 per contract for Index Options
 
Annual Fee
None
  • Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000
  • Premium: 0.65% for accounts $100,000 or more
Cryptocurrency Trading
No
 
Minimum Deposit
$0
$0
Checking 
No-Fee Checking
Mutual Fund Trading
No
 
Commission Free ETFs
3,030 US-listed ETFs
 
Phone Support+1 888 721 0610
(Trading days: 8:30 - 16:30 ET)
Yes
Live Chat Support
Yes
No
Email Support
Yes (cs@us.moomoo.com)
Yes
Human Advisors
No
Yes ($100k minimum)
Robo Advisor
No
Yes
Assets Under ManagementTotal client assets of HK$468.1 billion as 09/30/2023
$50+ Billion
Minimum Investment 
$0
Penny Stocks
Yes
 
Tax Loss Harvesting
No
Yes
Goal Tracker
No
Yes
Automatic Deposits
No
Yes
Broker Assisted Trades
Not available
 
Good ForTraders looking for access to Hong Kong and Chinese assets 
Inactivity Fee
$0
 
Maintenance Fee
$0
 
Online Platform
Yes
Yes
iPhone App
Yes (4.6 stars, 19k ratings)
Yes
Android App
Yes (4.6 stars, 18k ratings)
Yes
Banking
No
Offers checking account with a free debit card, and a high-yield cash account
Mobile App
Yes
iOS & Android
Desktop App
Yes
 
Two-Factor Authentication
SMS
 
Forex Trading
No
 
Futures Trading
No
 
Bond Trading
No
 
CFD Trading
No
 
Currency Trading
No
 
Customer ServiceLive Chat (24 hours);
Phone: +1-888-721-0610 (Trading day: 08:30AM - 04:30PM EST);
Email: cs@us.moomoo.com
 
Locations
Online only
 
Online Community
Yes
 
Seminars
Yes
 
Trading Platform
Desktop, Mobile Apps
 
Virtual TradingYes. Virtual account for each market with 1 million (USD/HKD/CNY/SGD/CAD) in each account 
Single Stock Diversification 
No
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
Yes
401k Plans
No
Yes
IRA Accounts
No
Yes
Roth IRA Accounts
No
Yes
SEP IRA Accounts
No
Yes
Trust Accounts
No
Yes
529 Plans
No
No
 

CreditDonkey® Reviews

 Moomoo
Stock TradingStarStarStarStarStar
Options TradingStarStarStarStarStar
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Mobile AppStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarEmpty Star
ResearchStarStarStarStarEmpty Star
Annual FeeStarStarStarStarHalf Star
Human AdvisorsStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Commission-free trading
  • Free paper trading
  • Access to Hong Kong and Chinese investments
Cons:
  • May be overwhelming for beginners
  • No forex, bonds, mutual funds, or crypto
Pros:
  • No minimum investment
  • Customized portfolios
  • Automatically invest extra funds
Cons:
  • Limited investment options
  • High fees for large investors
Bottom LineLow-cost way to trade US, HK, and Chinese assets with advanced research tools... Read full reviewGreat robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Moomoo: Pricing information from published website as of 05/03/2024.

Betterment: Pricing information from published website as of 04/04/2018

Moomoo

Deposit and Get 15 Free Stocks plus 8.1% APY on uninvested cash

Enroll Cash sweep to enjoy 5.1% APY base rate plus 3% APY booster for the first 3 months after opening your account

Make a net deposit of $1,000 or more to receive 15 draws, each for a free stock worth $2 - $2,000 each. Maintain average assets totaling $1,000 or more for 60 days to unlock the free stocks.

This offer is available to new and existing customers who have not made a deposit nor an ACAT Transfer before May 29, 2024 04:00 ET and who will or are planning to make an ACAT Transfer during the duration of the offer. Terms and conditions apply.

Expires 9/30/2024
Moomoo

Transfer and Get 1.5% Match Bonus

Get a 1.5% match bonus on your first transfer to your MFI account. The match amount is limited to the first $1 to $20,000 transferred into the account. Eligible assets should be from the following broker-dealers: Robinhood, Webull, TD Ameritrade (including thinkorswim), Interactive Brokers, Fidelity, E*TRADE, Cash App, Charles Schwab, Ally Invest, Firstrade, or Merrill Lynch to qualify for the cash rewards. Cash rewards will depend on the value of eligible assets transferred during the offer period. This offer is available to new and existing customers who have not made a deposit nor an ACAT Transfer before May 29, 2024 04:00 ET and who will or are planning to make an ACAT Transfer during the duration of the offer. Terms and conditions apply.

Expires 9/30/2024
Moomoo

Deposit and Get 5 Free Stocks

Make a net deposit of $100 or more to receive 5 draws, each for a free stock worth $2 - $2,000 each. Maintain average assets totaling $100 or more for 60 days to unlock the free stocks.

This offer is available to new and existing customers who have not made a deposit nor an ACAT Transfer before May 29, 2024 04:00 ET and who will or are planning to make an ACAT Transfer during the duration of the offer. Terms and conditions apply.

Expires 9/30/2024

Which is Better: Moomoo or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Moomoo or Webull.

In short: Betterment's customer service is noteworthy.


Articles on Moomoo

Moomoo Review

Moomoo can help you invest your money in U.S. and international markets. But will it suit the way you like to trade?

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?





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