Mastercard® Black Card™ |
Disclaimer: The information for the Mastercard® Black Card™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
Mastercard® Black Card™ is a Personal Mastercard card with $495 annual fee ($195 for each Authorized User added to the account).
| Intro APR | Intro Period | Regular APR | |
|---|---|---|---|
| Purchases | N/A | N/A | 20.49% to 28.49% |
| Balance Transfers | 0% | introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 20.49% to 28.49%, based on your creditworthiness. There is a fee for balance transfers. |
Rewards & Benefits
Cash Back Rewards
1.5% value for cash back redemptions
1.5% value for cash back redemptions
Airline Rewards
2% value for airfare redemptions with no blackout dates or seat restrictions.
2% value for airfare redemptions with no blackout dates or seat restrictions.
Airline Status
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardholders simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year.
Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardholders simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year.
Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Concierge
24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.
24/7 Luxury Card Concierge®—Make requests the way you want by phone, email, SMS and chat in the app. Connect directly with a real agent and receive 24/7 assistance for tasks big and small. Requests do not require a purchase, incur no charge for making them, and do not involve department transfers.
- Annual Percentage Rate (APR) for Purchases
APR will be 20.49% to 28.49% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, your APR will be 20.49% to 28.49% (Variable) based on your creditworthiness and other factors.
Interest Rates & Interest Charges
- Annual Fee
$495 annual fee ($195 for each Authorized User added to the account) - Balance Transfer Transaction Fee
Either $5 or 5% of the amount of each transfer, whichever is greater - Cash Advance Transaction Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater. - Foreign Transaction Fee
0% of each transaction in U.S. dollars.
Fees
Mastercard® Black Card™ | Chase Sapphire Reserve® | |
|---|---|---|
| ||
Interest Rates and Fees | ||
| Introductory APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | N/A |
| Purchase APR | 20.49% to 28.49% (Variable) based on your creditworthiness and other factors | 21.74% to 28.74% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.49% to 28.49% (Variable) based on your creditworthiness and other factors | 21.74% to 28.74% Variable based on your creditworthiness and other factors |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
Benefits and Features | ||
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | 1.5% value for cash back redemptions | |
| Travel Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | 1:1 point transfer to leading airline and hotel loyalty programs |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardholders simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year. Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select |
| Dining Rewards | 3x points on dining at restaurants | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
| Apply Now | Apply Now | |
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Want to know if the Mastercard® Black Card™ is worth its cost? Discover the privileges and requirements in this in-depth review.
Disclaimer: The information for the Mastercard® Black Card™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.
