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Kikoff vs The Credit Pros

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to The Credit Pros? Read our comparison chart below.

Kikoff provides a $750 credit line you can use in Kikoff store for a monthly fee of $5. It can help build your credit by reducing credit utilization and reporting monthly payments to Equifax and Experian. Other services include credit builder loans, secured credit card, and rent reporting.

While The Credit Pros provides unlimited disputes with all three credit bureaus and free credit monitoring services starting at $129/month. They also offer $5,000 credit builder loan and 90-day money-back guarantee.

Compare Kikoff with The Credit Pros, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 KikoffThe Credit Pros
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Kikoff

The Credit Pros

SPECIAL OFFER
Credit Building Made Easy - Learn More

Read Kikoff Review

SPECIAL OFFER
Get a Free Consultation Today - Learn More

Read The Credit Pros Review

 

Benefits and Features

Credit Building Tools
  • Credit Account
  • Credit Builder Loan
  • Kikoff Secured Credit Card
  • Rent Reporting
Credit Builder Loan and Credit Builder Program available in $149/month plan
Mobile App
Yes
Yes
 

CreditDonkey® Reviews

 KikoffThe Credit Pros
FeesStarStarStarStarHalf Star
Credit Building ToolsStarStarStarStarStarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Monthly FeeStarStarEmpty StarEmpty StarEmpty Star
First Work FeeStarStarHalf StarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Money Back GuaranteeStarStarStarEmpty StarEmpty Star
Identity Theft ProtectionStarStarStarStarStar
Pros & ConsPros:
  • Inexpensive way to build credit
  • Cancel anytime
  • No lock-in period
Cons:
  • Does not report to TransUnion
  • Kikoff Store items may not be valuable
Pros:
  • Unlimited disputes
  • Credit monitoring features
  • $5000 tradeline
Cons:
  • Expensive plans
  • Pricey first work fees
  • Guarantee terms and conditions
Bottom LineLow-cost credit builder that packs in extra features for credit building... Read full reviewCredit repair company that works with specialists but charges the highest fees... Read full review
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Get a Free Consultation Today

Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes

Which is Better: Kikoff or The Credit Pros?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kikoff or Self.


Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

Articles on The Credit Pros

The Credit Pros Review

Credit woes? Discover if The Credit Pros can truly turn your scores around and pave your way to financial freedom—all through this detailed review.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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