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Kikoff vs Credit Saint

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to Credit Saint? Read our comparison chart below.

Kikoff provides a $750 credit line you can use in Kikoff store for a monthly fee of $5. It can help build your credit by reducing credit utilization and reporting monthly payments to Equifax and Experian. Other services include credit builder loans, secured credit card, and rent reporting.

While Credit Saint challenges inaccurate data starting at $79.99/month. Its packages include challenges to the three credit bureaus, score analysis and tracker, and 90-day money-back guarantee. Depending on the package, you can get creditor interventions, bureau reports and scores, and a personalized guide to building credit.

Compare Kikoff with Credit Saint, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 KikoffCredit Saint
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Kikoff

Credit Saint

SPECIAL OFFER
Credit Building Made Easy - Learn More

Read Kikoff Review

SPECIAL OFFER
Free Credit Repair Consultation - Learn More

Read Credit Saint Review

 

Benefits and Features

Credit Building Tools
  • Credit Account
  • Credit Builder Loan
  • Kikoff Secured Credit Card
  • Rent Reporting
Personalized Guide to Building Credit (depending on monthly plan)
Mobile App
Yes
No
 

CreditDonkey® Reviews

 KikoffCredit Saint
FeesStarStarStarStarHalf Star
Credit Building ToolsStarStarStarStarStarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Monthly FeeStarStarStarHalf StarEmpty Star
First Work FeeStarStarEmpty StarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Money Back GuaranteeStarStarStarStarStar
Identity Theft ProtectionEmpty StarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Inexpensive way to build credit
  • Cancel anytime
  • No lock-in period
Cons:
  • Does not report to TransUnion
  • Kikoff Store items may not be valuable
Pros:
  • 90-day Guarantee
  • Cancel anytime
  • First work fee discounts
Cons:
  • High first work fees
  • Expensive packages
  • No mobile apps
Bottom LineLow-cost credit builder that packs in extra features for credit building... Read full reviewExperienced credit repair company but on the expensive side... Read full review
 Visit SiteVisit Site
Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes

Which is Better: Kikoff or Credit Saint?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kikoff or Self.


Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

Articles on Credit Saint

Is Credit Saint Legit

Various scams plague the credit repair industry, but Credit Saint claims to be legit. Is it trustworthy? Read this guide to find out.

Credit Saint Cost

Credit Saint's packages start at $79.99/mo. But it's not the only fee to consider. Read on to know how much you need to budget.

Credit Saint Review

Do you need professionals to repair your credit? Check Credit Saint, a reputable company that helps remove inaccurate items and improve your credit report.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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