Kikoff vs Credit Karma

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to Credit Karma? Read our comparison chart below.

		Credit KarmaSelf
	Visit Site	Learn More
	Kikoff	Credit Karma
	SPECIAL OFFER Credit Building Made Easy - Learn More Read Kikoff Review
	Benefits and Features
Fees	Credit Account: $5/month Credit Service Fee Rent Reporting: Free	Monthly Savings: Starts at $10/month Credit Monitoring: Free
Credit Building Tools	Credit Account Credit Builder Loan Kikoff Secured Credit Card Rent Reporting	Credit Builder (line of credit + savings account)
Credit Bureaus Reporting	Credit Account: Equifax and Experian Credit Builder Loan: TransUnion and Equifax Credit Card: 3 Main Credit Bureaus Rent Reporting: Equifax	3 Main Credit Bureaus
Credit Limit	Credit Account: $750 (can be used at Kikoff Store only) Secured Credit Card: $50 minimum	Line of credit: $1,000
Mobile App	Yes	Yes
	CreditDonkey® Reviews
Fees
Credit Building Tools
Credit Bureaus Reporting
Mobile App
Pros & Cons	Pros: Inexpensive way to build credit Cancel anytime No lock-in period Cons: Does not report to TransUnion Kikoff Store items may not be valuable	Pros: No fees Reports to 3 credit bureaus No lock-in period Cons: Credit score must be 619 or below Can't access savings immediately
Bottom Line	Low-cost credit builder that packs in extra features for credit building... Read full review	Free credit builder that helps you build savings worth $500 or more... Read full review
	Visit Site	Learn More
	Credit Building Made Easy Build Credit for Only $5/month

Credit Building Made Easy

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• No credit pull required
• With 0% interest
• Open your account in minutes

Build Credit for Only $5/month

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Which is Better: Kikoff or Credit Karma?

Still need help deciding which credit builder is better? Read the in-depth reviews below. You may also be interested in comparing Kikoff or Self.

In short: Kikoff's credit building tools is excellent. Credit Karma's credit bureaus reporting is outstanding.

Articles on Kikoff

Kikoff Review

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

• Kikoff vs Self
• Kikoff vs Chime

Articles on Credit Karma

Credit Karma Credit Builder Review

Building credit can be simple. Credit Karma makes it easy without fees. But is there anything to look out for? Read on to find out.

Credit Karma Alternatives

Searching for credit monitoring tools like Credit Karma? Browse these alternatives and their features. Some of them are free.

Which Do You Think is Best?

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