KeyBank vs Santander Bank
KeyBank is a bank with a variety of deposit products and great financial tools. How does it compare to Santander Bank? Read our comparison chart below.
KeyBank has over 1,200 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. Key Bank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.
While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.
Compare KeyBank with Santander Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
KeyBank | Santander Bank | |
|---|---|---|
Key Smart Checking® - $300 Bonus - | 6-Month CD - 4.50% APY - | |
Benefits and Features | ||
| Savings | 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account). | 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account. |
| CD | Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. | 4.50% and 4.00% APY for 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account. |
| Money Market | 2.92% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account. | 0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. |
| ATMs | More than 40,000 KeyBank and Allpoint ATMs nationwide | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations |
| Customer Service | Telephone Service available 24/7 | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) |
| Locations | More than 1,200 branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Bank with a variety of deposit products and great financial tools... | Northeastern bank with low requirements to waive fees... |
| Visit Site | Learn More | |
KeyBank: Pricing information from published website as of 08/07/2024 based on 44114 zip code. Santander Bank: Pricing information from published website as of 09/07/2024 based on 02109 zip code. | ||
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 13, 2024.
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
Which is Better: KeyBank or Santander Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing KeyBank or Chase.
In short: Santander Bank's cd is impressive.
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KeyBank Review
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