Ink Business Preferred® Credit Card vs Capital One Spark Classic
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Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Capital One Spark Classic, a Fair Credit card? Read our comparison chart below.
Keep in mind, the Ink Business Preferred has a
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Ink Business Preferred® Credit Card | Spark Classic from Capital One | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Purchase APR | 20.49% to 26.49% Variable based on your creditworthiness and other factors | 29.99% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 20.49% to 26.49% Variable based on your creditworthiness and other factors | 29.99% (Variable) based on your creditworthiness and other factors |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. | No balance transfer fee |
| Foreign Transaction Fee | $0 | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Offer | Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠ | |
| Cash Back Rewards | Earn 1% cash back on every purchase | |
| Travel Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent credit card for the modern small business... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Spark Classic from Capital One has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Classic: Pricing information including interest rates, rewards, benefits and fees was obtained on June 29, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Preferred or Ink Business Cash.
Articles on Ink Business Preferred® Credit Card
Ink Business Preferred Review
Which Do You Like and Why?
Compare Ink Business Preferred to:
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