HSBC Bank vs TD Bank
HSBC is a full-service global bank ideal for high net worth expats and travelers. How does it compare to TD Bank? Read our comparison chart below.
HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.
While TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.
Compare HSBC with TD Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
HSBC Bank | TD Bank | |
|---|---|---|
HSBC Premier - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.75% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. |
| CD | 3.50% to 3.90% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.90%. Minimum deposit of $1,000 to open. | up to 3.00% APY (up to 4.00% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | TD Complete Checking, TD Beyond Checking, TD Essential Banking |
| Mobile App | ||
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA CD | 1.00% APY (up to 4.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| CD |  | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Full-service global bank ideal for high net worth expats and travelers... | East Coast bank with relatively low minimum balance requirements... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 01/06/2025 from published websites and is believed to be accurate, but not guaranteed. TD Bank: Pricing information from published website as of 01/10/2025 based on 08034 zip code. | ||
Which is Better: HSBC or TD Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing HSBC or Bank of America.
Articles on HSBC Bank
HSBC Reviews
HSBC Premier Checking
Articles on TD Bank
TD Bank Review
TD Beyond Checking Bonus
TD Bank Hours
TD Open Account
TD Bank Routing Number
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