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Grow Credit vs Self

Grow Credit is a credit builder that reports your subscription payments to credit bureaus. How does it compare to Self? Read our comparison chart below.

 Grow CreditSelf
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Grow Credit

Self

SPECIAL OFFER
Build Credit for Free - Learn More

Read Grow Credit Review

SPECIAL OFFER
Apply for a Credit Builder Account at Self - Learn More

Read Self Review

 

Benefits and Features

Fees$0 (free for the first 12 months, $2.99 on succeeding months) to $9.99/month
  • Rent Reporting: Free
  • Bills Payment Reporting: $6.95/month
Credit Building Tools
Payment Reporting
  • Credit Builder Loan
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
Credit Bureaus Reporting
3 Main Credit Bureaus
  • Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
  • Bills Payment Reporting: TransUnion
Mobile App
Yes
Yes
 

CreditDonkey® Reviews

 Grow CreditSelf
FeesStarStarStarEmpty StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Credit Building ToolsStarStarStarHalf StarEmpty StarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStarStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarStar
Pros & ConsPros:
  • Reports to 3 credit bureaus
  • Offers a free plan
  • 100+ subscription services
Cons:
  • Security deposit for other plans
  • Limited credit line
  • Free plan only lasts 12 months
Pros:
  • No hard credit check
  • Available in all 50 states
  • Get your money back (minus interest and fees)
  • Cancel anytime
Cons:
  • High APRs
  • Charges late fees, convenience fees, and closing fees
Bottom LineCredit builder that reports your subscription payments to credit bureaus... Read full reviewFlexible credit builder that can turn expensive with fees... Read full review
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Build Credit for Free

Apply for a Credit Builder Account at Self

Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Grow Credit

Build Credit for Free

Get a Free Mastercard to pay your subscriptions and build your credit

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Which is Better: Grow Credit or Self?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Grow Credit or Kikoff.

In short: Self's credit building tools is excellent.


Articles on Grow Credit

Grow Credit Review

Grow Credit is the ideal credit builder if you have lots of subscriptions. Keep reading to learn why and if it's worth it.

Articles on Self

Self App Review

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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