GROUNDFLOOR vs Betterment

GROUNDFLOOR is a crowdfunding platform for passive investors looking for short-term real estate debt investments. How does it compare to Betterment? Read our comparison chart below.

GROUNDFLOOR is a peer-to-peer real estate lending platform. It offers real estate notes and loans that investors can fund to earn interest. The minimum investment is only $10 and there's no accreditation required.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare GROUNDFLOOR with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		BettermentFundriseArrived HomesYieldstreetAcornsRobinhood
	Visit Site	Learn More
	GROUNDFLOOR	Betterment
	SPECIAL OFFER Invest in Real Estate with $10 - Learn More Read GROUNDFLOOR Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings		Betterment Cash Reserve - Earn 4.75% APY**
Annual Fee	$0	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more
Minimum Deposit	$10	$0
Checking		No-Fee Checking
Phone Support	Yes	Yes
Live Chat Support	Yes	No
Email Support	Yes	Yes
Investment Types	Short-term real estate loans
Human Advisors		Yes ($100k minimum)
Robo Advisor		Yes
Accredited Investor Requirements	None
Assets Under Management		$50+ Billion
Minimum Investment	$10	$0
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking		Offers checking account with a free debit card, and a high-yield cash account
Mobile App		iOS & Android
Dividends	Monthly
Investment Period	12 to 18 months
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews
Minimum Deposit
Commissions and Fees
Customer Service
Ease of Use
Liquidity
Annual Fee
Human Advisors
Pros & Cons	Pros: No investor fees High historical returns $10 minimum Cons: Risk of default Debt investments only (no equity)	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Crowdfunding platform for passive investors looking for short-term real estate debt investments... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Visit Site	Learn More
	Invest in Real Estate with $10 Short Term High-Yield Investments Short Term High-Yield Real Estate Debt Investments	Compare Pricing Betterment Cash Reserve - Earn 4.75% APY** Invest with Automated Portfolios
	Terms Apply. Offering Circular
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GROUNDFLOOR: Investments carry risk and may lose value. Not an offer or solicitation to purchase securities. Please consult the Offering Circular and related SEC filings before making an investment decision. Betterment: Pricing information from published website as of 04/04/2018

Invest in Real Estate with $10

The minimum investment amount is only $10. (Though most transfer $100 for better diversification; subsequent transfers can be for any amount)

• Short-term real estate investments lasting just 12-18 months
• Open to non-accredited investors
• No investor fees

Learn More

Short Term High-Yield Investments

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Short Term High-Yield Real Estate Debt Investments

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Groundfloor offers short-term, high-yield real estate debt investments to the general public.

Which is Better: GROUNDFLOOR or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing GROUNDFLOOR or Fundrise.

Articles on GROUNDFLOOR

Groundfloor Review

At Groundfloor, you can earn up to 10% annually from short-term real estate investments. Plus, you only need $10 to start. Read on.

• GROUNDFLOOR vs Fundrise
• GROUNDFLOOR vs Arrived Homes
• GROUNDFLOOR vs Yieldstreet

Articles on Betterment

Betterment Reviews

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

• Betterment vs Acorns
• Betterment vs Robinhood

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?

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