GO2bank vs Chime

GO2bank is a solid mobile bank with interest and good benefits, but beware of some fees. How does it compare to Chime? Read our comparison chart below.

	GO2bank	Chime
	SPECIAL OFFER Referral Program - Up to $1,500 Bonus - Learn More Read GO2bank Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	1% APY on savings, paid quarterly on balances up to $5,000	2.00% Annual Percentage Yield (APY).
Checking	No monthly fees with eligible direct deposit (otherwise $5 per month)	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee	$0/mo with eligible direct deposit (otherwise $5 per month)	$0
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Over 55,000 fee-free AllPoint ATMs	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service	Mon - Sun 5am - 9pm PST, phone and live chat	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review	Read full review
	Referral Program - Up to $1,500 Bonus Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking	Get Started Refer a Friend and Get $100 Chime Second Chance Banking
GO2bank: Information sourced from the published website as of 07/26/2024. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Which is Better: GO2bank or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing GO2bank or Bank of America.

In short: Chime's checking is excellent.

Articles on GO2bank

GO2bank

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

Articles on Chime

Chime Reviews

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

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