FVCbank vs US Bank

FVCbank is a community bank offering a high APY savings account along with a diverse range of financial products. How does it compare to US Bank? Read our comparison chart below.

	FVCbank	US Bank
		Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER High-Yield Savings Account - 5.21% APY - Learn More Read FVCbank Review	SPECIAL OFFER U.S. Bank Smartly® Checking - Up to $450 Bonus - Learn More Read US Bank Review
	Benefits and Features
Savings		0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance, have a $1,000 average monthly collected balance, hold the account with an individual age 12 and under, OR open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Primary tier or above.
CD		Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $250,000.
Checking		Smartly Checking
Money Market		0.01% - 0.25% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee is $10 unless you open a U.S. Bank Smartly Checking account and enroll in the Smart Rewards® Primary tier or above, or maintain a $10,000 minimum daily balance.
ATMs		more than 37,000 ATMs across the country
Customer Service		24/7 Live Customer Service (Telephone)
IRA Money Market		Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations		more than 2,000 branches across the country.
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: High APY on savings account via Raisin Various checking and savings options Cons: High minimum balance for some accounts	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: Low savings APY
Bottom Line	Community bank offering a high APY savings account along with a diverse range of financial products... Read full review	Big national bank with wide array of services and many account options... Read full review
	Learn More	Visit Site
	High-Yield Savings Account - 5.21% APY 1-Month No-Penalty CD - 5.15% APY	U.S. Bank Smartly® Checking - Up to $450 Bonus Silver Business Checking Package - Up to $800 Bonus Gold Business Checking Package - Up to $800 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. FVCbank: Pricing information from published website as of 08/10/2024. US Bank: Pricing information from published website as of 09/06/2024 based on 91107 zip code.

Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through September 26, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Learn More

Expires 9/26/2024

Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 30, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $300.

Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Get Deal

Expires 9/30/2024

Member FDIC

Gold Business Checking Package - Up to $800 Bonus

Earn your $300.

Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Get Deal

Expires 9/30/2024

Which is Better: FVCbank or US Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing FVCbank or Bank of America.

In short: FVCbank's savings and checking are notable. In particular, the savings is excellent. US Bank's cd, mobile app, and customer service are notable.