Found vs Bluevine

Found is a free business banking app with good tax tools, but lacks some basic features. How does it compare to Bluevine? Read our comparison chart below.

Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

While Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

Compare Found with Bluevine, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Found	Bluevine

	Visit Site	Visit Site
	SPECIAL OFFER Free Business Banking for the Self-Employed - Learn More Read Found Review	SPECIAL OFFER Free Business Checking - Up to 1.5% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	Only includes a Tax Savings Account with auto-save feature	No savings account, but you add 5 free sub accounts
Checking	No monthly fees; no minimum balane fees; no overdraft fees	3.7% APY for Premier customers, 2.7% APY for Plus customers, 1.5% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee	$0	Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
APY	N/A	3.7% APY on balances up to $3M for Premier customers; 2.7% APY on balances up to $250,000 for Plus customers; 1.5% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open	$0	$0
ACH Transfer Fee	$0	$0
ATMs	Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee	approximately 40,000 MoneyPass ATMs
Balance Requirement	$0	None
Cash Deposit Fee	$2	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Monday – Friday 9am – 5pm PST	Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee	N/A	$0
Locations	Online only	Online only
Out of Network ATM Fee	Standard ATM fees charged by the owner	$2.50
Outgoing Wire Transfer Fee	N/A	$15 ($12 for Plus; $7.50 for Premier)
Overdraft Fee	$0	$0
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Mobile App
Customer Service
Fees
Pros & Cons	Pros: No monthly fees Built-in tax tools Unlimited invoicing Cons: No free ATMs No APY with the free version Fee to deposit cash	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches
Bottom Line	Free business banking app with good tax tools, but lacks some basic features... Read full review	Free account with interest for basic business checking needs... Read full review
	Visit Site	Visit Site
	Free Business Banking for the Self-Employed Found Plus Business Banking	Free Business Checking - Up to 1.5% APY Premier Business Checking - Up to 3.7% APY Plus Business Checking - Up to 2.7% APY

Free Business Banking for the Self-Employed

Banking, taxes, bookkeeping – all in one place
Automatically find tax write-offs and save for taxes
Track and categorize expenses with custom rules
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

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Free Business Banking for the Self-Employed

$0 monthly service fees or minimums
Automatically find tax write-offs and track expenses
Auto-save for taxes
Photo receipt capture
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.

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Found Plus Business Banking

$19.99/month or $149.99/year
Earn 1.5% APY on balances up to $20,000
Auto-import expense from receipt
Automatically find tax write-offs and track expenses
Pay taxes directly from the app
Free unlimited custom invoices
Custom bookkeeping categories
Priority customer support

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

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Free Business Checking - Up to 1.5% APY

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1.5% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
$0 minimum opening deposit
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 1.5% APY

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1.5% APY on balances up to $250,000 for eligible customers
Unlimited transactions
5 free subaccounts with unique account numbers
2 free checkbooks per year
$0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 3.7% APY

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3.7% APY on balances up to $3,000,000
$0 minimum opening deposit
50% off most Standard payment fees
Priority customer support
Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Found or Bluevine?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Found or Novo.

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

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Bluevine Business Checking Review

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Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.