Fidelity vs Betterment

Fidelity is a cash management account with a decent APY. How does it compare to Betterment? Read our comparison chart below.

Fidelity offers stock trades at $0 per trade and more than 180 branch locations. There is no minimum deposit.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Fidelity with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Fidelity	Betterment
	SPECIAL OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read Fidelity Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings		Betterment Cash Reserve - Earn 4.75% APY**
Stock Trading	$0
Options Trading	$0.65 per contract
Annual Fee	None	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more
Cryptocurrency Trading	$0
Minimum Deposit	$0	$0
Checking		No-Fee Checking
Mutual Fund Trading	Yes
Phone Support		Yes
Live Chat Support		No
Email Support		Yes
Human Advisors		Yes ($100k minimum)
Robo Advisor		Yes
Assets Under Management		$50+ Billion
Minimum Investment		$0
Tax Loss Harvesting		Yes
Goal Tracker		Yes
Automatic Deposits		Yes
Inactivity Fee	$0
Maintenance Fee	$0
Online Platform		Yes
iPhone App		Yes
Android App		Yes
Banking	No	Offers checking account with a free debit card, and a high-yield cash account
Mobile App	Yes	iOS & Android
Single Stock Diversification		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		Yes
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		Yes
529 Plans		No
	CreditDonkey® Reviews
Savings
Fees
Mobile App
Customer Service
Annual Fee
Minimum Deposit
Human Advisors
Pros & Cons	Pros: $0 monthly service fee No minimum balance Free debit card Cons: Relatively low APY Few physical branches	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Cash management account with a decent APY... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Commission-Free Trading - Online Stock, ETF and Option Trades Cash Management Account	Compare Pricing Betterment Cash Reserve - Earn 4.75% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fidelity: Pricing information from published website as of 07/05/2024. Betterment: Pricing information from published website as of 04/04/2018

Which is Better: Fidelity or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Fidelity or Robinhood.

Articles on Fidelity

Fidelity High Yield Savings

Fidelity boasts an all-around account with no fees and a decent APY. But there's even more to discover. Keep reading.

• Fidelity vs Robinhood

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

• Betterment vs Acorns

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?

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