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FamZoo vs Acorns Early (formerly GoHenry)

FamZoo is a good value family finance app with robust features. How does it compare to Acorns Early (formerly GoHenry)? Read our comparison chart below.

FamZoo is a virtual family banking app. It has more features than other similar apps, though there's no investing. Some unique features include IOUs, informal loans, first dibs chores, and parent-paid interest plans. The base cost is $5.99/mo per family, but you save more if you prepay.

While Acorns Early (formerly GoHenry) is a financial learning app for ages 6-18. It lets kids spend with a debit card, set savings goals, get paid for chores, and more. The app evolves with kids to suit their needs at different ages. Plans start from $5/mo per child.

Compare FamZoo with Acorns Early (formerly GoHenry), side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 FamZooAcorns Early (formerly GoHenry)
 Visit SiteVisit Site
 

FamZoo

Acorns Early (formerly GoHenry)

SPECIAL OFFER
FamZoo Prepaid Card for Kids and Teens - Learn More

Read FamZoo Review

SPECIAL OFFER
Acorns Early Kids' Debit Card - Learn More

Read Acorns Early (formerly GoHenry) Review

 

Benefits and Features

Minimum Age
No minimum age requirement
6 years old
SavingsParents can set up a custom interest rate to encourage kids savingCreate savings goals; No APY (parent-paid interest only)
CheckingPrepaid debit cards for multiple kidsDebit card up to 4 kids (Family Plan); 1 debit card (Individual Child)
Monthly Fee$5.99 per month, OR
$25.99 for 6 months
$39.99 for 12 months
$59.99 for 24 months
Individual Child - $5 per month
Family Plan - $10 per month
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$5
Mobile App
iOS & Android
iOS & Android
ATMsAny ATM, but the ATM owner may charge a fee.No fee for either domestic (US) or international ATM use. ATM owners may charge a fee.
 

CreditDonkey® Reviews

 FamZooAcorns Early (formerly GoHenry)
Minimum DepositStarStarStarStarStarStarStarStarStarStar
PriceStarStarStarEmpty StarEmpty StarStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarStarStarStarStarHalf StarEmpty Star
Ease of UseStarStarStarStarEmpty StarStarStarStarStarStar
EducationStarStarStarStarStarStarStarStarStarStar
SavingsStarStarEmpty StarEmpty StarEmpty Star
CheckingStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • One price for entire family
  • No bank account needed
  • Up to 60 day free trial
Cons:
  • No ATM network
  • No investing
  • App is dated
Pros:
  • App evolves with your child
  • Flexible parental controls
  • Game-like educational tools
Cons:
  • Accounts don't earn interest
  • Can't cancel through the app
Bottom LineGood value family finance app with robust features... Read full reviewGood banking app with fun educational content... Read full review
 Visit SiteVisit Site

FamZoo Prepaid Card for Kids and Teens

FamZoo: Pricing information from published website as of 05/01/2022

Acorns Early (formerly GoHenry): Pricing information from published website as of 11/30/2024.

FamZoo Prepaid Card for Kids and Teens

FamZoo Prepaid Card for Kids and Teens

  • Order Online
  • No Credit Check
  • Try for Free
Your funds will be held at SouthState Bank, an FDIC-insured institution
Acorns Early Kids' Debit Card

Acorns Early Kids' Debit Card

  • Real-time spend notifications.
  • Block and unblock cards easily.
  • Teach financial independence safely.
Acorns Early card is issued by Community Federal Savings Bank, member FDIC
Acorns Early Debit Card for Kids and Teens

Acorns Early Debit Card for Kids and Teens

  • For kids ages 6-18
  • Customize chores and allowance
  • Set spending controls and limits
  • $5/mo per child
Acorns Early card is issued by Community Federal Savings Bank, member FDIC
Acorns Early Debit Card for Kids 6-18

Acorns Early Debit Card for Kids 6-18

  • Over 2 million members
  • Customize chores and allowance
  • Full parental controls - monitor transactions, set spending limits, block unsafe merchants
  • Teach kids financial responsibility safely
  • 30 days free; then $5/mo per child
Acorns Early card is issued by Community Federal Savings Bank, member FDIC

Which is Better: FamZoo or Acorns Early (formerly GoHenry)?

Still need help deciding which kids debit card is better? Read the in-depth reviews below. You may also be interested in comparing FamZoo or Greenlight.

In short: FamZoo's customer service is excellent. Acorns Early (formerly GoHenry)'s mobile app and ease of use are notable. In particular, the ease of use is outstanding.


Articles on FamZoo

FamZoo

FamZoo is a virtual family bank offering prepaid debit cards for kids. But is it worth the monthly fee? Find out how it stacks up in this review.

Articles on Acorns Early (formerly GoHenry)

Acorns Early (formerly GoHenry) Review

Acorns Early offers kids a debit card and fun money lessons. But is it worth the monthly fee? Find out the pros, cons, and whether it's safe for your child.

Acorns Early (formerly GoHenry) vs Greenlight

Acorns Early vs Greenlight: Which is the best debit card for kids? Find out the pros, cons, and differences between Acorns Early and Greenlight.

How Much Does Acorns Early (formerly GoHenry) Cost

Is Acorns Early worth the monthly fee? Find out if Acorns Early is a good debit card for kids. Plus, check out the best free Acorns Early alternatives.

Is Acorns Early (formerly GoHenry) Legit and Safe

Acorns Early (formerly GoHenry) offers financial education in a banking app and debit card for children. But is it safe and secure?

Which Do You Think is Best?





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