Experian vs Equifax
Experian | Equifax | |
|---|---|---|
Experian Boost - Raise your FICO® Score Instantly for Free - | ||
Benefits and Features | ||
| Fees | Starts at $0/mo; Premium Plan costs $24.99/mo (also offers Family Plan) | Starts at $0/mo; Paid plans start at $4.95/mo (also offers Family Plan) |
| Credit Bureaus Monitored | Free Plan: Experian Premium Plan: 3 Main Credit Bureaus | Value Plans: Equifax Premium Plans: 3 Main Credit Bureaus |
| Credit Score Update | Free Plan: Daily access to Experian FICO Score Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores | Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores |
| Credit Reports | Free Plan: Daily access to Experian credit report (report updated every 30 days) Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports | Value Plans: Daily or monthly Equifax credit report Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report |
| Identity Monitoring | ||
| Identity Theft Protection | Up to $1M Identity Theft Insurance included in Premium Plan | Value Plans: Up to $500k Identity Theft Insurance (depending on plan) Premium Plan: Up to $1M Identity Theft Insurance |
Which Do You Think is Best?
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