Equifax
Highlights
Fees
Starts at $0/mo;
Paid plans start at $4.95/mo (also offers Family Plan)
Starts at $0/mo;
Paid plans start at $4.95/mo (also offers Family Plan)
Credit Bureaus Monitored
Value Plans: Equifax
Premium Plans: 3 Main Credit Bureaus
Value Plans: Equifax
Premium Plans: 3 Main Credit Bureaus
Credit Score Update
Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores
Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores
Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores
Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores
Compare: Equifax vs LifeLock
Credit Reports
Value Plans: Daily or monthly Equifax credit report
Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report
Value Plans: Daily or monthly Equifax credit report
Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report
Identity Monitoring
Yes
Yes
Identity Theft Protection
Value Plans: Up to $500k Identity Theft Insurance (depending on plan)
Premium Plan: Up to $1M Identity Theft Insurance
Value Plans: Up to $500k Identity Theft Insurance (depending on plan)
Premium Plan: Up to $1M Identity Theft Insurance
Equifax | TransUnion | |
|---|---|---|
Benefits and Features | ||
| Fees | Starts at $0/mo; Paid plans start at $4.95/mo (also offers Family Plan) | Credit Monitoring: $29.95/mo Identity Protection: $34.90/mo |
| Credit Bureaus Monitored | Value Plans: Equifax Premium Plans: 3 Main Credit Bureaus | |
| Credit Score Update | Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores | Credit Monitoring: One-time purchase of Experian and Equifax VantageScore 3.0 credit scores; TransUnion VantageScore 3.0 credit scores update daily Identity Protection: Quarterly 3-Bureau VantageScore 3.0 Credit Scores; Daily TransUnion VantageScore 3.0 Credit Score |
| Credit Reports | Value Plans: Daily or monthly Equifax credit report Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report | Credit Monitoring: One-time purchase of Experian and Equifax credit reports; TransUnion credit report updates daily Identity Protection: Quarterly 3-Bureau Credit Reports; Daily TransUnion Credit Report |
| Identity Monitoring | ||
| Identity Theft Protection | Value Plans: Up to $500k Identity Theft Insurance (depending on plan) Premium Plan: Up to $1M Identity Theft Insurance | Credit Monitoring: Up to $1M Identity Theft Insurance Identity Protection: Up to $2M Identity Theft Insurance |
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