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Empower vs Qapital

Empower is a free advanced tools plus hybrid advisory service for people with over $100k in investments. How does it compare to Qapital? Read our comparison chart below.

Empower offers free advanced financial tools and paid wealth management services.

While Qapital aims to make saving effortless and fun. This microsaving app automatically saves money for you when certain "rules" are triggered. You can choose to deposit the savings into any of your goals. The app is completely free to use and there is no minimum to open.

Compare Empower with Qapital, side-by-side.

 EmpowerQapital
 Visit SiteLearn More
 

Empower

Qapital

SPECIAL OFFER
Join Empower For Free - Learn More

Read Empower Review

 

Benefits and Features

Savings 
Yes
Annual FeeInvestment Account: $0;
Wealth Management:0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Basic: $3/mo; Complete: $6/mo; Master: $12/mo
Minimum Deposit
$100,000
$0
Checking 
Yes
Phone Support
Yes
No
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
Yes
 
Robo Advisor
Check
 
Assets Under Management
$1.6 Trillion
 
Minimum InvestmentInvestment Account: $0;
Wealth Management: $100,000
 
Tax Loss Harvesting
Yes
 
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
No
iPhone App
Yes
Yes
Android App
Yes
Yes
Mobile App
iOS & Android
Yes
Investment Tracking
Check
 
Single Stock Diversification
Yes
 
Fractional Shares
No
 
Taxable Accounts
Yes
No
401k Plans
Yes
No
IRA Accounts
Yes
No
Roth IRA Accounts
Yes
No
SEP IRA Accounts
Yes
No
Trust Accounts
Yes
No
529 Plans
Yes
No
 

CreditDonkey® Reviews

 EmpowerQapital
Human AdvisorsStarStarStarStarStar
Robo AdvisorStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStar
Goal TrackerStarStarStarStarStar
BudgetingStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarStarStar
Ease of UseStarStarStarStarStar
Investment TrackingStarStarStarStarStar
Retirement PlanningStarStarStarStarStar
Pros & ConsPros:
  • Retirement planner
  • Free portfolio advice
  • Robo plus human advisors
Cons:
  • $100,000 min for advisory service
  • Higher fees than competitors
Bottom LineFree advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Empower: Pricing information from published website as of 04/30/2020

Qapital: Pricing information from published website as of 07/02/2018

Empower: Empower Personal Wealth, LLC (“EPW”) compensates CREDITDONKEY INC for new leads. CREDITDONKEY INC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Empower or Quicken.


Articles on Empower

Empower

Empower offers wealth management services and free financial tools. But is it legit? Find out if this robo advisory service is right for you.

Is Empower Safe

Empower offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Empower is.

Empower vs Quicken

Quicken is the oldest name in personal finance software, while Empower is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.

Empower vs Mint

Empower and Mint are popular money management apps. Read this review to find out how they compare and which one is better for you.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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