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Earnin vs Self


 EarninSelf
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Earnin

Self

SPECIAL OFFER
Get up to $750 per paycheck - Learn More

Read Earnin Review

SPECIAL OFFER
Apply for a Credit Builder Account at Self - Learn More

Read Self Review

 

Benefits and Features

Fees
None
  • Rent Reporting: Free
  • Bills Payment Reporting: $6.95/month
Mobile App
iOS & Android
Yes
 

CreditDonkey® Reviews

 EarninSelf
FeesStarStarEmpty StarEmpty StarEmpty Star
Credit Building ToolsStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Pros & ConsPros:
  • No hard credit check
  • Available in all 50 states
  • Get your money back (minus interest and fees)
  • Cancel anytime
Cons:
  • High APRs
  • Charges late fees, convenience fees, and closing fees
Bottom Line Read full reviewFlexible credit builder that can turn expensive with fees... Read full review
 Visit SiteVisit Site

Apply for a Credit Builder Account at Self

Earnin: EarnIn services may not be available in all states.

Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Earnin

Get up to $750 per paycheck

  • Access up to $750 per pay period of money you've already earned.
  • No mandatory fees
  • No credit check
Earnin

Get up to $100 a day

  • Get up to $100/day of your pay within minutes of earning it.
  • No mandatory fees
  • No credit check
Earnin

Get paid in minutes!

Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Transfers may take up to thirty minutes, actual transfer speeds will depend on your bank connection. EarnIn services may not be available in all states. Restrictions and/or third party fees may apply, see Cash Out User Agreement at EarnIn.com/TOS for details

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Articles on Earnin

EarnIn Review

Tired of living paycheck-to-paycheck? EarnIn gives access to your cash before you get paid. It's like a payday loan without the fees. But is there a catch? Read on.

Articles on Self

Self

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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