Discover Bank vs USAA Bank
Discover Bank | USAA Bank | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | Personal Checking Account - $200 Bonus - | |
Benefits and Features | ||
| Savings | ||
| CD | 2.00% to 4.05% APY depending on terms | 0.05% to 3.00% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open. |
| Checking | Classic Checking, Youth Spending | |
| Mobile App | ||
| ATMs | 100,000+ USAA and USAA-preferred ATMs | |
| Customer Service |
| |
| IRA CD | 0.01% APY. Terms of 182 days to 1 year. Minimum deposit of $250. | |
| Locations | 4 financial centers in Colorado, New York, Maryland, and Texas | |
CreditDonkey® Reviews | ||
| Savings |    | |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Savings account with low rate and limited availability... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 11/12/2025. USAA Bank: Pricing information from published website as of 12/13/2025. | ||
Articles on USAA Bank
USAA Routing Number
USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.
USAA Savings Account Interest Rate
Looking to open a savings account with USAA Federal Savings Bank? Read on to learn what rates are being offered.
USAA High Yield Savings
USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out.
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