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Discover Bank vs KeyBank


 
Member FDIC
KeyBank
Member FDIC
 Learn MoreVisit Site
 

Discover Bank

KeyBank

SPECIAL OFFER
Online Savings Account - Earn 3.40% APY - Learn More

SPECIAL OFFER
Key Select Checking® - $500 Bonus - Learn More

Read KeyBank Review

 

Benefits and Features

Savings
3.40% APY
0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account.
CD2.00% to 4.05% APY depending on termsStandard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.
Money Market 1.89% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account.
Mobile App
iOS & Android
 
ATMs
Over 60,000 no-fee ATMs
40,000+ KeyBank and Allpoint ATMs nationwide
Customer Service
24/7
Telephone Service available 24/7
Locations
Online Only
1,000+ branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
 

CreditDonkey® Reviews

 KeyBank
SavingsStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarHalf StarEmpty Star
Money MarketStarStarHalf StarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty Star
Pros & ConsPros:
  • Key Financial Wellness Review tool
  • Free checking option
  • 24/7 customer service
Cons:
  • Limited branches
  • High account fees
Bottom LineBank with a variety of deposit products and great financial tools... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover Bank: Pricing information and data points from published website as of 11/12/2025.

KeyBank: Pricing information from published website as of 12/02/2025 based on 44114 zip code.

KeyBank
Member FDIC

Key Select Checking® - $500 Bonus

Expires 5/22/2026
Earn $500 after qualified activities until 5.22.26 with interest-bearing Key Select Checking®.

  • Open a Key Select Checking® account online by May 22, 2026.
  • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
KeyBank
Member FDIC

Key Smart Checking® - $300 Bonus

Expires 5/22/2026
Earn $300 after qualified activities until 5.22.26 with the no-monthly-maintenance-fee Key Smart Checking®.

  • Open a Key Smart Checking® account online by May 22, 2026.
  • Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Articles on KeyBank

KeyBank Review

Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank.

KeyBank Routing Number

Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.

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