Discover Bank vs Bask Bank
Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to Bask Bank? Read our comparison chart below.
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| Visit Site | Learn More | |
Discover Bank | Bask Bank | |
|---|---|---|
Discover® Online Savings - $200 Cash Bonus - | 6-Month CD - 5.00% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 2.00% to 4.50% APY depending on terms. $2,500 minimum | 4.75% to 5.10% APY. Terms of 3 to 24 months. |
| Checking | Cashback Debit Account: 1% cash back on up to $3,000 in debit card purchases each month. See website for details | |
| Money Market | 4.00% APY under $100,000; 4.05% APY $100,000 or more. | |
| Mobile App | ||
| ATMs | ||
| Customer Service | Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT) | |
| IRA CD | 9-month CD APY of 4.40%. 12-month CD APY of 4.50%. 18-month CD APY of 4.25%. 24-month CD APY of 4.00%. 5-year CD APY of 3.60%. | |
| IRA Money Market | ||
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Pros & Cons | Pros:
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| Bottom Line | Solid online bank with high APY rates and good customer service... | Digital bank with high APY and ability to earn airline mileage... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 09/10/2024. Bask Bank: Information sourced from the published website as of 09/14/2024. | ||
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Online Savings Account - Earn 4.20% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Which is Better: Discover Bank or Bask Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Chase.
In short: Discover Bank's mobile app and customer service are outstanding.
Articles on Discover Bank
Discover Bank Review
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Discover CD
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