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Dedham Savings vs Citizens Bank


 

Dedham Savings

Citizens Bank

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Read Citizens Bank Review

 

Benefits and Features

Savings Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
CD Several types of CD accounts. Terms ranging from 10-14 month. 2.75% - 3.50 APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for 14-Month and $25000 for 10-Month online CD.
Money Market Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
ATMs 
3,300+ ATMs across 14 states
Customer ServicePhone: 781-329-6700
M-F: 8AM - 5:30PM
Sat: 9AM - 1PM
Online Chat
Web Form
24/7 Telephone Customer Service
IRA CD Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Locations
12 branches
1,000+ branches in 14 states
 

CreditDonkey® Reviews

SavingsStarStarStarStarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarStarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarStar
Pros & ConsPros:
  • One Deposit Checking
  • Citizens Savings Tracker
  • 24/7 customer service
Cons:
  • Low APY
  • Heavy overdraft fees
  • Limited branches
Bottom LineEast Coast bank with solid deposit products to help meet goals... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Dedham Savings: Information sourced from the published website as of 02/26/2025.

Citizens Bank: Pricing information from published website as of 04/18/2025 based on 10011 zip code.


Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.

Citizens Bank High Yield Savings

Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out.

Citizens Bank Problems

While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.

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Which Bank Account is Right for You?


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