Customers Bank vs Citizens Bank

Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Citizens Bank? Read our comparison chart below.

	Customers Bank	Citizens Bank

	Learn More	Learn More
	SPECIAL OFFER High-Yield Savings Account - 4.01% APY - Learn More Read Customers Bank Review	SPECIAL OFFER 10-Month CD - 4.35% APY - Learn More Read Citizens Bank Review
	Benefits and Features
Savings	Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.	Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
CD	3.25% to 4.15% APY. Terms of 3 to 60 months. $500 minimum to open	Several types of CD accounts. Terms ranging from 10-14 month. 2.75% - 4.35 APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for 14-Month and $25000 for 10-Month online CD.
Checking	Up to 2.00% APY. $50 to open, no balance required, no monthly fees.
Money Market		Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
ATMs		3,300+ ATMs across 14 states
Customer Service		24/7 Telephone Customer Service
IRA CD		Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee.
Locations		1,000+ branches in 14 states
	CreditDonkey® Reviews

Savings
CD
Checking
Mobile App
Customer Service
Money Market
Pros & Cons	Pros: Competitive rates No monthly fees Access to physical branches Cons: Wire transfer fees	Pros: One Deposit Checking GoalTrack Savings 24/7 customer service Cons: Low APY Heavy overdraft fees Limited branches
Bottom Line	Solid bank that offers an interest-earning checking account and savings options with good APY... Read full review	East Coast bank with solid deposit products to help meet goals... Read full review
	High-Yield Savings Account - 4.01% APY Interest Checking	10-Month CD - 4.35% APY Citizens Bank High Yield Online Savings - 3.70% APY 14-Month CD - 2.75% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 03/02/2025. Citizens Bank: Pricing information from published website as of 02/19/2025 based on 10011 zip code.

High-Yield Savings Account - 4.01% APY

Get Deal

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Which is Better: Customers Bank or Citizens Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.

In short: Customers Bank's cd is noteworthy. Citizens Bank's customer service is impressive.

Articles on Customers Bank

Customers Bank Review

Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details.

Customers Bank vs Bank of America

Articles on Citizens Bank

Citizens Bank Review

Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.