Customers Bank vs Citibank

Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Citibank? Read our comparison chart below.

		CitibankBank of AmericaChaseUS BankHSBC Member FDIC
	Learn More	Learn More
	Customers Bank	Citibank
	SPECIAL OFFER High-Yield Savings Account - 4.01% APY - Learn More Read Customers Bank Review	OFFER Citi Personal Wealth Management - Up to $5,000 Bonus Read Citibank Review
	Benefits and Features
Savings	Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
CD	4.00% to 4.25% APY. Terms of 3 to 60 months. $500 minimum to open	9-Month Fixed Rate CD - 4.10% APY 6-Month Fixed Rate CD - 3.25% APY 1-Year Fixed Rate CD - 2.25% APY 5-Year Fixed Rate CD - 2.00% APY 3-Month Fixed Rate CD - 0.05% APY
Checking	Up to 2.00% APY. $50 to open, no balance required, no monthly fees.
Money Market
ATMs		More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
Customer Service		24/7 Live Customer Service (Telephone)
IRA CD
IRA Money Market
Locations		645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Competitive rates No monthly fees Access to physical branches Cons: Wire transfer fees	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY
Bottom Line	Solid bank that offers an interest-earning checking account and savings options with good APY... Read full review	Large national bank best for high balance customers... Read full review
	High-Yield Savings Account - 4.01% APY Interest Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 01/09/2025. Citibank: Pricing information from published website as of 12/03/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

High-Yield Savings Account - 4.01% APY

Get Deal

• $1 minimum deposit
• No fees
• 24/7 online access to funds
• FDIC insured

Which is Better: Customers Bank or Citibank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.

In short: Customers Bank's cd and checking are noteworthy. Citibank's mobile app and customer service are noteworthy.

Articles on Customers Bank

Customers Bank Review

Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details.

• Customers Bank vs Bank of America

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

• Citibank vs Chase
• Citibank vs US Bank
• Citibank vs HSBC

Open Citibank Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citibank Accelerate Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Which Do You Think is Best?