Customers Bank vs Capital One

Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Capital One? Read our comparison chart below.

		Capital OneBank of AmericaChaseDiscover Bank
	Learn More	Learn More
	Customers Bank	Capital One
	SPECIAL OFFER High-Yield Savings Account - 4.01% APY - Learn More Read Customers Bank Review	SPECIAL OFFER Personal Savings Account - $1,500 Bonus - Learn More Read Capital One Review
	Benefits and Features
Savings	Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.	3.70% APY
CD	3.25% to 4.15% APY. Terms of 3 to 60 months. $500 minimum to open	3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
Checking	Up to 2.00% APY. $50 to open, no balance required, no monthly fees.	0.10% APY
ATMs		over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
Customer Service		Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET)
Locations		263 branches
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Competitive rates No monthly fees Access to physical branches Cons: Wire transfer fees	Pros: Overdraft protection options No account minimums Over 50 cafes for in-person support Cons: Other banks have higher APY
Bottom Line	Solid bank that offers an interest-earning checking account and savings options with good APY... Read full review	Good online bank with access to in-person support... Read full review
	High-Yield Savings Account - 4.01% APY Interest Checking	Personal Savings Account - $1,500 Bonus Personal Savings Account - $750 Bonus Personal Checking Account - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 03/02/2025. Capital One: Pricing information from published website as of 03/13/2025.

High-Yield Savings Account - 4.01% APY

Get Deal

• $1 minimum deposit
• No fees
• 24/7 online access to funds
• FDIC insured

Which is Better: Customers Bank or Capital One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.

In short: Capital One's checking, mobile app, and customer service are worth mentioning. In particular, the checking is outstanding.

Articles on Customers Bank

Customers Bank Review

Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details.

• Customers Bank vs Bank of America

Articles on Capital One

Capital One 360 Review

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Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.

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Interested in Capital One 360 CDs? Here are their rates and how to open one.

Capital One High Yield Savings Review

Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.

Capital One Checking Account Bonus

Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

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Which Do You Think is Best?