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Customers Bank vs Capital One

Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Capital One? Read our comparison chart below.

 Customers Bank
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Customers Bank

Capital One

SPECIAL OFFER
High-Yield Savings Account - 4.01% APY - Learn More

Read Customers Bank Review

SPECIAL OFFER
Personal Savings Account - $1,500 Bonus - Learn More

Read Capital One Review

 

Benefits and Features

SavingsYield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.
3.80% APY
CD4.00% to 4.25% APY. Terms of 3 to 60 months. $500 minimum to open3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
CheckingUp to 2.00% APY. $50 to open, no balance required, no monthly fees.
0.10% APY
ATMs over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
Customer Service 
Mon-Sun: 8am - 11pm (ET)
Locations 
262 branches
 

CreditDonkey® Reviews

 Customers Bank
SavingsStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
CDStarStarStarStarEmpty Star
CheckingStarStarStarStarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarHalf StarEmpty StarEmpty StarStarStarStarStarHalf Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • Competitive rates
  • No monthly fees
  • Access to physical branches
Cons:
  • Wire transfer fees
Pros:
  • Overdraft protection options
  • No account minimums
  • 27 cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks
Bottom LineSolid bank that offers an interest-earning checking account and savings options with good APY... Read full reviewGood online bank with access to in-person support... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Customers Bank: Pricing information from published website as of 01/09/2025.

Capital One: Pricing information from published website as of 12/18/2024.

Customers Bank

High-Yield Savings Account - 4.01% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured

Which is Better: Customers Bank or Capital One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.

In short: Capital One's checking, mobile app, and customer service are worth mentioning. In particular, the checking is outstanding.


Articles on Customers Bank

Customers Bank Review

Customers Bank boasts several interest-earning accounts with good APYs. Read on for all the details.

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

Capital One Savings Account Bonus

Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.

Capital One CD Rates

Interested in Capital One 360 CDs? Here are their rates and how to open one.

Capital One High Yield Savings Review

Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.

Capital One Checking Account Bonus

Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

Which Do You Think is Best?





Which Bank Account is Right for You?


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