Current vs EarnIn
Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to EarnIn? Read our comparison chart below.
Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
While EarnIn lets you access your earned money before you get paid. There is no credit check and they accept optional tips when you pay your withdrawals back. They also offer free credit monitoring and automated savings feature.
Compare Current with EarnIn, side-by-side. Read on for an in-depth look, including ratings and reviews.
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| Visit Site | Visit Site | |
Current | EarnIn | |
|---|---|---|
Build Credit While You Bank - | Get up to $750 per paycheck - | |
Benefits and Features | ||
| Savings | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 | |
| Checking | Earn up to 15x points on purchases at participating merchants | |
| Kids Debit Card |  | |
| Mobile App | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Minimum Deposit | | |
| Checking | | |
| Price | | |
| Mobile App | | |
| Customer Service | | |
| Ease of Use | | |
| Education | | |
| Pros & Cons | Pros:
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| Bottom Line | Simple, digital-only banking app with impressive bonus and cashback... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. EarnIn: EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details | ||
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Get up to $750 per paycheck
- Access up to $150/day, with a max of $750 between paydays
- There's no interest, no credit check, and no mandatory fees. Tips are always optional.
- Over 19M downloads — and counting
Get up to $150 a day
- Access up to $150/day, with a max of $750 between paydays
- There's no interest, no credit check, and no mandatory fees. Tips are always optional.
- Over 19M downloads — and counting
Get paid as you work
Get money in your bank in minutes with Lightning Speed for a small fee, or in 1-3 business days at no cost.
EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details
Which is Better: Current or EarnIn?
Still need help deciding which cash advance is better? Read the in-depth reviews below. You may also be interested in comparing Current or Brigit.
Articles on Current
Current Banking Review
Articles on EarnIn
EarnIn
Which Do You Think is Best?
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