Current vs Earnin
Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to Earnin? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
Current | Earnin | |
|---|---|---|
Build Credit While You Bank - | Get up to $750 per paycheck - | |
Benefits and Features | ||
| Savings | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 | |
| Checking | Earn up to 15x points on purchases at participating merchants | |
| Kids Debit Card |  | |
| Mobile App | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   | |
| Minimum Deposit | | |
| Checking | | |
| Price | | |
| Mobile App | | |
| Customer Service | | |
| Ease of Use | | |
| Education | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Simple, digital-only banking app with impressive bonus and cashback... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Earnin: EarnIn services may not be available in all states. | ||
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Get up to $750 per paycheck
- Access up to $750 per pay period of money you've already earned.
- No mandatory fees
- No credit check
Get up to $150 a day
- Get up to $150/day of your pay within minutes of earning it.
- No mandatory fees
- No credit check
Get paid in minutes!
Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Transfers may take up to thirty minutes, actual transfer speeds will depend on your bank connection. EarnIn services may not be available in all states. Restrictions and/or third party fees may apply, see Cash Out User Agreement at EarnIn.com/TOS for details
Which is Better: Current or Earnin?
Still need help deciding which cash advance is better? Read the in-depth reviews below. You may also be interested in comparing Current or Brigit.
Articles on Current
Current Banking Review
Articles on Earnin
EarnIn
Which Do You Think is Best?
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