Current vs BusyKid
Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to BusyKid? Read our comparison chart below.
Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
While BusyKid is a debit card and chores apps for kids 5-17. It lets kids decide how to spend, save, donate, or invest the allowance they get from doing chores. For $4/mo, you get debit cards for up to 5 kids.
Compare Current with BusyKid, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Visit Site | Learn More | |
Current | BusyKid | |
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Build Credit While You Bank - | BusyKid Prepaid Card for Kids - | |
Benefits and Features | ||
Savings | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 | Parents can add interest or matching on kids savings |
Checking | Earn up to 15x points on purchases at participating merchants | Up to 5 BusyKid Spend Cards per family |
Monthly Fee | $4 per month (billed annually at $48) | |
Kids Debit Card | ||
Minimum Deposit to Open | ||
Mobile App | ||
ATMs | Free access to 40,000+ Allpoint ATMs | 55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee. |
CreditDonkey® Reviews | ||
Savings | ||
Minimum Deposit | ||
Checking | ||
Price | ||
Mobile App | ||
Customer Service | ||
Ease of Use | ||
Education | ||
Pros & Cons | Pros:
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Bottom Line | Simple, digital-only banking app with impressive bonus and cashback... | Simple, low-cost app that turns chores into money lessons... |
Visit Site | Learn More | |
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. BusyKid: Pricing information from published website as of 05/01/2022 |
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Which is Better: Current or BusyKid?
In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. BusyKid's customer service is noteworthy.