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Current vs BusyKid

Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to BusyKid? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While BusyKid is a debit card and chores apps for kids 5-17. It lets kids decide how to spend, save, donate, or invest the allowance they get from doing chores. For $4/mo, you get debit cards for up to 5 kids.

Compare Current with BusyKid, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 CurrentBusyKid
 Visit SiteLearn More
 

Current

BusyKid

SPECIAL OFFER
Build Credit While You Bank - Learn More

Read Current Review

SPECIAL OFFER
BusyKid Prepaid Card for Kids - Learn More

Read BusyKid Review

 

Benefits and Features

SavingsUp to 4.00% bonus on your Savings Pod, on up to a total of $6,000Parents can add interest or matching on kids savings
CheckingEarn up to 15x points on purchases at participating merchantsUp to 5 BusyKid Spend Cards per family
Monthly Fee
$0
$4 per month (billed annually at $48)
Kids Debit Card
Check
Check
Minimum Deposit to Open
$0
$0
Mobile App
iOS & Android
iOS & Android
ATMsFree access to 40,000+ Allpoint ATMs55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee.
 

CreditDonkey® Reviews

 CurrentBusyKid
SavingsStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarEmpty StarEmpty Star
PriceStarStarStarStarStarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted bonus
Pros:
  • Solid chores and allowance functions
  • Save, invest, and donate money
  • Great value for large families
Cons:
  • Limited spending controls
  • No educational content
  • $0.50 declined transaction fee
Bottom LineSimple, digital-only banking app with impressive bonus and cashback... Read full reviewSimple, low-cost app that turns chores into money lessons... Read full review
 Visit SiteLearn More

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

BusyKid: Pricing information from published website as of 05/01/2022

Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings - Up to 4.00% bonus

  • 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
  • Simply add money to your Savings Pods and enable the Boost feature.
  • Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
  • Bonuses accumulate daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: Current or BusyKid?

In short: Current's savings, checking, price, and mobile app are worth mentioning. In particular, the checking, price, and mobile app are outstanding. BusyKid's customer service is noteworthy.


Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Articles on BusyKid

BusyKid

BusyKid lets your child earn, save, and invest their allowance. But is it safe? Find out if the app is worth the cost.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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