Citi Costco vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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How does Citi Costco compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Citi Costco has a No annual fee for this credit card with your paid Costco Membership, while the Chase Sapphire Preferred has a $95 annual fee.

	Costco Anywhere Visa® Card by Citi	Chase Sapphire Preferred® Card

	Credit Card Interest Rates & Fees
Purchase APR	19.74% to 27.74%* (Variable) based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	19.74% to 27.74%* (Variable) based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	No annual fee for this credit card with your paid Costco Membership	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Cash Back Rewards	Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter. Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.
Travel Rewards	Earn 3% cash back on eligible travel purchases.	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards		$50 Annual Chase Travel Hotel Credit
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Gas Rewards	Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
Dining Rewards	Earn 3% cash back on restaurant	3X points on dining
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line		High-earning rewards card for those with excellent credit... Read full review

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