Citi Simplicity vs Citi Double Cash

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Simplicity is a Balance Transfer and Low Interest credit card. How does it compare to Citi Double Cash, a cash back card? Read our comparison chart below.

	Citi Simplicity® Card	Citi® Double Cash Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0%* introductory APR for 12 months*	N/A
Introductory APR for Balance Transfers	0%* introductory APR for 21 months*	0%* introductory APR for 18 months*
Purchase APR	18.49% to 29.24%* (Variable) based on your creditworthiness and other factors	18.49% to 28.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 29.24%* (Variable) based on your creditworthiness and other factors	18.49% to 28.49%* (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening
Cash Back Rewards		Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Disclaimer: The information for the Citi Simplicity® Card and Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Simplicity: Pricing information including interest rates, rewards, benefits and fees was obtained on September 26, 2024 from published websites and is believed to be accurate, but not guaranteed. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on November 15, 2024 from published websites and is believed to be accurate, but not guaranteed.