CIT Bank vs Customers Bank

CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to Customers Bank? Read our comparison chart below.

	CIT Bank	Customers Bank
	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER CIT Bank Platinum Savings - Learn More Read CIT Bank Review	SPECIAL OFFER High-Yield Savings Account - 4.01% APY - Learn More Read Customers Bank Review
	Benefits and Features
Savings	Platinum Savings: 4.30% APY with a balance of $5,000 or more Savings Connect: 4.00% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit	Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.
CD	Term CDs up to 3.50% APY. $1,000 minimum opening deposit.	4.00% to 4.25% APY. Terms of 3 to 60 months. $500 minimum to open
Checking	eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000	Up to 2.00% APY. $50 to open, no balance required, no monthly fees.
Money Market	1.55% APY
Mobile App	iOS & Android
ATMs	No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
Customer Service	Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed
Locations	Online Only
	CreditDonkey® Reviews

Savings
Checking
Money Market
Mobile App
Customer Service
CD
Pros & Cons	Pros: High savings APY No monthly fees Low opening deposits Cons: No check writing	Pros: Competitive rates No monthly fees Access to physical branches Cons: Wire transfer fees
Bottom Line	Solid online bank with excellent rates and no monthly fees... Read full review	Solid bank that offers an interest-earning checking account and savings options with good APY... Read full review
	Visit Site	Learn More
	CIT Bank Platinum Savings CIT Bank Savings Connect CIT Bank Term CDs - Up to 3.50% APY	High-Yield Savings Account - 4.01% APY Interest Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: Pricing information and data points from published website as of 0217/2025. Customers Bank: Pricing information from published website as of 01/09/2025.

Member FDIC

CIT Bank Platinum Savings - 4.30% APY

Learn More

4.30% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Member FDIC

CIT Bank Savings Connect - 4.00% APY

Learn More

Earn 9x the national average
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Member FDIC

CIT Bank Term CDs - Up to 3.50% APY

Learn More

Up to 3.50% APY
$1,000 minimum opening deposit
No monthly maintenance fee
Member FDIC

Term	CD Rates
6 Month	3.00% APY
1 Year	0.30% APY
13 Month	3.50% APY
18 Month	3.00% APY
2 Year	0.40% APY
3 Year	0.40% APY
4 Year	0.50% APY
5 Year	0.50% APY

High-Yield Savings Account - 4.01% APY

Get Deal

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Which is Better: CIT Bank or Customers Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or Discover Bank.

In short: CIT Bank's savings, mobile app, and customer service are notable. In particular, the savings is outstanding.

Articles on CIT Bank

CIT Bank Review

CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true.

CIT Bank CD Rates

CIT Bank is a well-known online bank with high savings interest rates. Find out how CIT Bank's CD rates compares to other trustworthy banks.

Who is CIT Bank

CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?

CIT Bank Platinum Savings vs Savings Connect

CIT Platinum Savings is CIT Bank's newest savings account. It advertises a higher APY. Check out how it compares to Savings Connect. Get a higher rate now.

CIT Bank Complaints

CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.

CIT Bank Locations

CIT Bank is an online bank that offers a variety of savings products. Find out how to manage your account, reach customer service, and the bank's current offers.

CIT Platinum Savings Review

CIT Platinum Savings Account boasts a higher APY than its other savings accounts. But there's a catch. Read on to learn how to get the highest APY.

CIT Bank No Penalty CD

CIT Bank offers a CD account that has no penalty for early withdrawal. Read on to learn about the APY and any requirements or fees that come with it.

CIT Bank High Yield Savings

CIT Bank savings accounts offer some of the highest APYs with minimal requirements. Read on to learn how CIT can help you grow your money.

What is CIT Bank

In the modern world, there are some things you just don't have to do anymore. Like drawing water from a well. Or paying fees just to keep your bank account open.