Chase Sapphire Reserve® vs Citi Costco

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Citi Costco? Read our comparison chart below.

Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Citi Costco has a No annual fee for this credit card with your paid Costco Membership.

	Chase Sapphire Reserve®	Costco Anywhere Visa® Card by Citi

	Credit Card Interest Rates & Fees
Purchase APR	21.49% to 28.49% Variable based on your creditworthiness and other factors	19.49% to 27.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR	21.49% to 28.49% Variable based on your creditworthiness and other factors	19.49% to 27.49%* (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$550 annual fee	No annual fee for this credit card with your paid Costco Membership
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Cash Back Rewards		Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter. Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.
Travel Rewards	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs	Earn 3% cash back on eligible travel purchases.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Airline Status	$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Gas Rewards		Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
Dining Rewards	3x points on dining at restaurants	Earn 3% cash back on restaurant
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR
Bottom Line	Ultra premium credit card for luxury travelers... Read full review

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