Chase Sapphire Reserve® vs Citi AAdvantage
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Citi AAdvantage, an airline card? Read our comparison chart below.
![]() | ||
Chase Sapphire Reserve® | Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | |
---|---|---|
Credit Card Interest Rates & Fees | ||
Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 20.49% to 29.49%* (Variable) based on your creditworthiness and other factors |
Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 20.49% to 29.49%* (Variable) based on your creditworthiness and other factors |
Foreign Transaction Fee | $0 | No foreign transaction fee |
Annual Fee | $99 annual fee, waived for first 12 months* | |
Terms Apply. | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Airline Rewards | Limited Time Offer: Earn 75,000 American Airlines AAdvantage® bonus miles after $3,500 in purchases within the first 4 months of account opening | |
Introductory Bonus Offer | Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | |
Travel Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases; 1 AAdvantage® mile for every $1 spent on other purchases. |
Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
Point Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | |
Airline Status | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select | Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card Your first checked bag is free on domestic American Airlines itineraries (for you and up to four companions traveling with you on the same reservation). Enjoy Preferred Boarding on American Airlines domestic flights. Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights. |
Gas Rewards | Earn 2 AAdvantage miles for every $1 spent at gas stations | |
Dining Rewards | 3x points on dining at restaurants | Earn 2 AAdvantage miles for every $1 spent at restaurants |
Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
| |
Bottom Line | Ultra premium credit card for luxury travelers... | |
![]() | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Sapphire Reserve® card, please click here. Disclaimer: The information for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi AAdvantage: Pricing information including interest rates, rewards, benefits and fees was obtained on November 15, 2024 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Reserve or Chase Sapphire Preferred.
Articles on Chase Sapphire Reserve®
Chase Sapphire Reserve
Chase Sapphire Reserve Credit Score
Chase Sapphire Reserve Lounge Access
Chase Sapphire Reserve Credit Limit
Chase Sapphire Reserve Priority Pass
Which Do You Like and Why?
Compare Chase Sapphire Reserve to:
| |||||||||||||||||
|
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
You might also be interested in

Discount Travel Sites
