Chase Sapphire Reserve® vs American Express Business Platinum
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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to American Express Business Platinum, a business and travel card? Read our comparison chart below.
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Chase Sapphire Reserve® | The Business Platinum Card® from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Purchase APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | 18.49% to 27.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.74% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | $0 | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. |
| Travel Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | Travel Rewards |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Get 5X Membership Rewards® points on flights on AmexTravel.com. |
| Bonus Airline Rewards | 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Get 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. |
| Point Rewards | Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | Get 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. |
| Airline Status | $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select. |
| Hotel Status | Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. | |
| Dining Rewards | 3x points on dining at restaurants | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Ultra premium credit card for luxury travelers... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Sapphire Reserve® card, please click here. Disclaimer: The information for the The Business Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Business Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Reserve or Chase Sapphire Preferred.
Articles on Chase Sapphire Reserve®
Chase Sapphire Reserve Review
Chase Sapphire Reserve Credit Score
Chase Sapphire Reserve Lounge Access
Chase Sapphire Reserve Credit Limit
Chase Sapphire Reserve Priority Pass
Comments
Steve from New Jersey
Hands down American Express if you really use it a lot!
They keep on making it much better!I was not a big fan before because I didn't use it much!
Once you start really using it in all ways possible it works even harder and better!
I love it!
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Compare Chase Sapphire Reserve to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Ink Business Preferred® Credit Card, please click here.
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