Updated July 13, 2021

How to Use Chase QuickDeposit

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Chase QuickDeposit℠ makes depositing checks quick and easy. Here's how to get started.

Chase mobile deposit is a huge time-saver. Instead of visiting your local Chase branch or ATM, you can deposit checks anytime and anywhere you want. Start cashing your paper checks on-the-go with this guide.

The Chase Mobile App

The Chase Mobile® App lets you scan checks and deposit them into your checking account.

With the app, you basically never need to visit a branch or ATM ever again. Here are some of the features:

  • deposit checks
  • withdraw cash
  • make transfers between accounts
  • pay bills
  • check your balance
  • Zelle® transfers between different financial accounts
  • see spending summary
  • check credit score

To use the Chase Mobile® App, you need a Chase checking/savings account with online banking or Chase Liquid® Card. If you don't have a Chase checking account yet, check out their current promotions and coupon codes.

Download the Chase Mobile® App to start using convenient features like Chase QuickDepositSM. There's no fee for using Chase QuickDeposit.

How to Use Chase QuickDeposit

Follow these steps to start depositing checks from your mobile phone.

  1. Log into the Chase Mobile® App
  2. Select "Deposit Checks" on the top right of screen
  3. Choose the account where you want the deposit to go
  4. Enter the deposit amount
  5. Select "Front" to take a photo of the front of the check
  6. Endorse your check, then Select "Next"
  7. Take a photo of the back of the check
  8. Choose "Deposit" and then "Yes" to confirm the details

Afterwards, you should receive two emails from Chase after submitting the deposit. The first will confirm receipt of the deposit. The second updates you on when the deposit has been accepted. If there's any issue or delay with your deposit, you will receive a separate email that explains the problem.

How Long does Chase's Mobile Deposit Take?

If you submit your deposit before 11PM ET on a business day, your funds will be available by the next business day.

If you submit your deposit after 11PM ET or during the weekend, your funds will be processed the next business day.

Chase may delay availability if they need to review the deposit. You will receive updates about delayed availability in the Secure Messages Center of your online account.

Be sure to keep the paper check until you see the available funds in your account. Once you see the funds, shred the check before throwing it in the trash.

Bottom Line

The process is super easy, fast and secure. You will need internet access and smartphone or tablet with at least a 4-megapixel rear-facing camera to make a mobile deposit.

Even if you don't want to perform mobile deposits, the Chase Mobile® App lets you do other financial tasks. You pay bills, view your balance, transfer money and more.

You need a Chase checking account to do QuickDepositSM. If you don't have a Chase checking account yet, check out the current Chase promotions and coupon codes.

Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Expires 12/30/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Fifth Third Bank
Member FDIC

Personal Checking Account - $300 Bonus

Expires 12/31/2024

Open an eligible Fifth Third checking account. Make direct deposits totaling $2,000 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.

Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Amber Kong is a content specialist at CreditDonkey, a bank comparison and reviews website. Write to Amber Kong at amber.kong@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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