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Chase Payment Solutions vs Payline

Chase Payment Solutions is a well known processor with extra benefits for Chase banking customers. How does it compare to Payline? Read our comparison chart below.

Chase Payment Solutions is used by over 5 million businesses. It offers flat-rate pricing, at 2.6% +10¢ per tap, dip and swiped transaction. Plus, same-day deposits are available with a Chase Business Complete Banking account.

While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

Compare Chase Payment Solutions with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Chase Payment SolutionsPayline
 Visit SiteVisit Site
 

Chase Payment Solutions

Payline

SPECIAL OFFER
Chase Payment Solutions℠ - Learn More

Read Chase Payment Solutions Review

 

Benefits and Features

Monthly Fee 
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Good For Businesses processing $5,000 or more per month
Equipment POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Customer ServiceGet 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
Phone, Email
Pricing Model 
Interchange-Plus
Swipe Rate2.6% rate +10¢ per tap, dip and swiped transaction
Interchange + 0.4% + $0.10
Online Rate2.90% + 25¢ per eCommerce transaction and monthly fee starting at $9.95
Interchange + 0.75% + $0.20
Keyed-in Transaction Fee3.5% rate +10¢ per keyed transaction
Interchange + 0.75% + $0.20
Deposit TimeFast funding at no additional cost. Get deposits as soon as the same day
Next business day
Chargeback Fee 
$25
 

CreditDonkey® Reviews

 Chase Payment SolutionsPayline
PriceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarStarStarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Competitive mobile processing
  • Same day funding available
  • No contract available
Cons:
  • Other fees not disclosed
  • Some poor user reviews
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineWell known processor with extra benefits for Chase banking customers... Read full reviewGood credit card processor for most businesses... Read full review
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Chase Payment Solutions℠

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Chase Payment Solutions

Chase Payment Solutions℠

  • Limited time offer: Get $100 off the Chase Point of Sale (POS)℠ Terminal. Fill out the form and ask a Payments Advisor how to claim.
  • Fast funding at no additional cost. Get deposits as soon as same day.
  • Get fair and transparent pricing with no hidden fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per eCommerce transaction and monthly fee starting at $9.95. 3.5% rate +10¢ per keyed transaction.
  • Get paid fast and manage your business from anywhere with the Chase Point of Sale system. Use our mobile app, reader and terminal to take payments via tap, dip and swipe.
  • Process payments with Chase Payment Solutions, the #1 merchant acquirer in the U.S.
  • Tap to Pay on iPhone offers you the ability to accept contactless cards, Apple Pay and other digital wallets on your iPhone – no additional hardware required.
  • Chase Customer Insights is a complimentary business intelligence platform that offers simple, actionable analytics and reports to help you make better business decisions and reach more customers.

Which is Better: Chase Payment Solutions or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Chase Payment Solutions or Square.

In short: Chase Payment Solutions' ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive. Payline's contract, customer service, and high volume business are noteworthy. In particular, the contract is impressive.


Articles on Chase Payment Solutions

Chase Payment Solutions Review

Discover the benefits of Chase Payment Solutions. Learn more about their user-friendly features and pricing. Is this your business's top choice?

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?





About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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