Capital One vs HSBC Bank

Capital One is a good online bank with access to in-person support. How does it compare to HSBC? Read our comparison chart below.

Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.

Compare Capital One with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Capital OneChaseDiscover BankBank of AmericaWells Fargo	Member FDIC
	Learn More	Visit Site
	Capital One	HSBC Bank
	SPECIAL OFFER Personal Savings Account - $1,500 Bonus - Learn More Read Capital One Review	SPECIAL OFFER HSBC Premier - Learn More Read HSBC Review
	Benefits and Features
Savings	3.60% APY	Premier Relationship Savings: 3.70% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD	3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%	3.40% to 3.75% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.75%. Minimum deposit of $1,000 to open.
Checking	0.10% APY	Premier Checking to enjoy premium banking with both local and global benefits
Mobile App	iOS & Android
ATMs	over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs	Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Customer Service	Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET)	24/7
Locations	263 branches	21 branches in the US; Global presence in more than 64 countries and territories worldwide
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Overdraft protection options No account minimums Over 50 cafes for in-person support Cons: Other banks have higher APY	Pros: Global presence Transfer money globally Priority customer service Cons: Limited US presence High account minimums
Bottom Line	Good online bank with access to in-person support... Read full review	Full-service global bank ideal for high net worth expats and travelers... Read full review
	Learn More	Visit Site
	Personal Savings Account - $1,500 Bonus Personal Savings Account - $750 Bonus Personal Checking Account - $300 Bonus	HSBC Premier
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 04/10/2025. HSBC: Data points including rates, fees, terms, and benefits was obtained on 04/10/2025 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Capital One or HSBC?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.

Articles on Capital One

Capital One 360 Review

Capital One 360 offers free checking and savings accounts with competitive APY rates. Does it live up to its claims? Find out if it's right for you.

• Capital One vs Chase
• Capital One vs Discover Bank
• Capital One vs Bank of America

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

• Capital One vs Wells Fargo

Capital One Savings Account Bonus

Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.

Capital One CD Rates

Interested in Capital One 360 CDs? Here are their rates and how to open one.

Capital One High Yield Savings Review

Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.

Capital One Checking Account Bonus

Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

Articles on HSBC Bank

HSBC Bank Review

HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.

• HSBC vs Citibank
• HSBC vs Synchrony Bank

HSBC Premier Checking

If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.

Which Do You Think is Best?

You Might Also Like

How Long Does It Take to Open a Bank Account

Opening an account can be done in minutes at most banks. So, make sure your requirements are ready to avoid delays. Read on for more details.

Best International Banks

Getting an international bank account could save you thousands if you're always out of the country. Read on to find out how.

Best Banks in NYC

Looking for the right bank in New York City? Check out this helpful guide to the best banks in NYC to see which is right for you.