Capital One vs Citibank
Capital One is a good online bank with access to in-person support. How does it compare to Citibank? Read our comparison chart below.
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
While Citibank has over 600 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.
Compare Capital One with Citibank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Capital One | Citibank | |
|---|---|---|
Personal Savings Account - $1,500 Bonus - | Citi Checking - $1,500 Bonus | |
Benefits and Features | ||
| Savings |
| |
| CD | 3.50% to 4.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.20% |
|
| Checking |  | |
| Money Market |
| |
| ATMs | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| IRA CD | | |
| IRA Money Market | | |
| Locations | 645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C. | |
CreditDonkey® Reviews | ||
| Savings |    | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Good online bank with access to in-person support... | Large national bank best for high balance customers... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 10/24/2024. Citibank: Pricing information from published website as of 10/24/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. | ||
Which is Better: Capital One or Citibank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.
In short: Capital One's checking is outstanding.
Articles on Capital One
Capital One 360
Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.
Capital One Money Teen Checking Account Review
Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.
Capital One Savings Account Bonus
Looking for a Capital One savings bonus? Read on to see the available promos today and how to qualify for them.
Capital One CD Rates
Interested in Capital One 360 CDs? Here are their rates and how to open one.
Capital One High Yield Savings
Want to grow your funds passively? Capital One offers a high-yield savings account with a solid APY and easy accessibility. Read on to find out more.
Capital One Checking Account Bonus
Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.
Capital One Bank Hours
Capital One Bank is open 6 days a week. Take a look at their operating hours.
Capital One Routing Number
What is the routing number for Capital One? Find the right one for your account with our guide.
Articles on Citibank
Citibank Review
Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?
Open Citibank Account
Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus
Citi Savings Account Interest Rate
Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.
Citibank High Yield Savings
Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.
Citibank Routing Number
Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.
Which Do You Think is Best?
Which Bank Account is Right for You?
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