Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Bluevine vs Found

Bluevine is a free account with interest for basic business checking needs. How does it compare to Found? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare Bluevine with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BluevineFound
 Visit SiteVisit Site
 

Bluevine

Found

SPECIAL OFFER
Free Business Checking - Earn $300 Bonus - Learn More

Read Bluevine Review

SPECIAL OFFER
Free Business Banking for the Self-Employed - Learn More

Read Found Review

 

Benefits and Features

SavingsNo savings account, but you add 5 free sub accountsOnly includes a Tax Savings Account with auto-save feature
Checking4.0% APY for Premier customers, 3.0% APY for Plus customers, 1.5% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine StandardNo monthly fees; no minimum balane fees; no overdraft fees
Monthly FeeStandard tier: $0 per month
Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend)
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
$0
APY4.0% APY on balances up to $3M for Premier customers; 3.0% APY on balances up to $250,000 for Plus customers; 1.5% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
N/A
Minimum Deposit to Open
$0
$0
ACH Transfer Fee
$0
$0
ATMsapproximately 40,000 MoneyPass ATMsAny ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement
None
$0
Cash Deposit Fee$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
$2
Customer ServicePhone and email: Monday - Friday. 8 am to 8 pm EST
Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee
$0
N/A
Locations
Online only
Online only
Out of Network ATM Fee
$2.50
Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee$15 ($12 for Plus; $7.50 for Premier)
N/A
Overdraft Fee
$0
$0
 

CreditDonkey® Reviews

 BluevineFound
CheckingStarStarStarStarHalf StarStarStarStarStarStar
FeesStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
SavingsStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches
Pros:
  • No monthly fees
  • Built-in tax tools
  • Unlimited invoicing
Cons:
  • No free ATMs
  • No APY with the free version
  • Fee to deposit cash
Bottom LineFree account with interest for basic business checking needs... Read full reviewFree business banking app with good tax tools, but lacks some basic features... Read full review
 Visit SiteVisit Site
Bluevine

Free Business Checking - Earn $300 Bonus

Expires 12/31/2024

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

Bluevine

Free Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Free Business Checking - Up to 1.5% APY

  • 1.5% APY on balances up to $250,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Found

Free Business Banking for the Self-Employed

  • Banking, taxes, bookkeeping – all in one place
  • Automatically find tax write-offs and save for taxes
  • Track and categorize expenses with custom rules
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Found

Free Business Banking for the Self-Employed

  • $0 monthly service fees or minimums
  • Automatically find tax write-offs and track expenses
  • Auto-save for taxes
  • Photo receipt capture
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.
Found

Found Plus Business Banking

  • $19.99/month or $149.99/year
  • Earn 1.5% APY on balances up to $20,000
  • Auto-import expense from receipt
  • Automatically find tax write-offs and track expenses
  • Pay taxes directly from the app
  • Free unlimited custom invoices
  • Custom bookkeeping categories
  • Priority customer support
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Which is Better: Bluevine or Found?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Novo.


Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Safe

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

Which Do You Think is Best?





You Might Also Like

Online Business Checking Account with No Credit Check

Online Business Checking Account with No Credit Check

Want a business bank account but worried about your credit? Explore this selection of online business checking options - no credit checks needed.
How to Open an LLC Bank Account

How to Open an LLC Bank Account

Looking to open a bank account for your LLC? There are specific documents you must submit. Here's a guide to make the process as painless as possible.
Best Business Bank Accounts for LLC

Best Business Bank Accounts for LLC

The best banks for LLCs have low fees and valuable perks to help your business grow. Here are the best business bank accounts for all types of LLCs.
Best Online Business Bank Accounts

Best Online Business Bank Accounts

Bank from your desk. Find the top 10 online business bank accounts that save time & money.
Best Free Business Checking for Freelancers and Side Hustlers

Best Free Business Checking for Freelancers and Side Hustlers

Which banks offer the best free business checking accounts for freelancers? Find the top interest rates and business perks for independent contractors.
Best Business Checking Account

Best Business Checking Account

Cut banking costs and keep more money in your business. Here are the best business checking accounts (#1 is free).
Best Bank for Small Business

Best Bank for Small Business

Discover the top 10 banks for small businesses. Unlock your business' potential with the best bank
Best Free Checking Accounts for Small Businesses

Best Free Checking Accounts for Small Businesses

Avoid hidden fees. Determine the best free business checking account for your small business.

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.