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Blue Cash Preferred vs Delta Platinum AMEX

Compare Rewards, Interest Rates, Fees, and Benefits

Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Delta Platinum AMEX from American Express, an airline card? Read our comparison chart below.

Keep in mind, the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95, while the Delta Platinum AMEX has a $350 annual fee.

 

Blue Cash Preferred® Card from American Express

Delta SkyMiles® Platinum American Express Card

 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR on purchases for 12 monthsN/A
Introductory APR for Balance Transfers0% introductory APR on balance transfers for 12 monthsN/A
Purchase APR18.24% to 29.24% Variable based on your creditworthiness and other factors19.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR18.24% to 29.24% Variable based on your creditworthiness and other factorsN/A
Foreign Transaction Fee2.7% of each transaction after conversion to US dollars.No foreign transaction fee
Annual Fee$0 intro annual fee for the first year, then $95$350 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackEarn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. 
Introductory Bonus Airline Rewards Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Cash Back Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations.
3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
 
Airline Rewards Earn 3X Miles on Delta purchases and purchases made directly with hotels.
Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases.
Bonus Airline Rewards Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Airline Status You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Gas Rewards3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 
Grocery Rewards6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%)
  • 3% at U.S. gas stations
  • Bonus cash back promotional offer
Cons:
  • Annual fee
  • Not a Visa/MasterCard
Bottom LineExcellent cash back credit card for families... Read full review
 Read Blue Cash Preferred Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the Blue Cash Preferred® Card from American Express and Delta SkyMiles® Platinum American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Delta Platinum AMEX: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.


Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Which Do You Like and Why?





Compare Blue Cash Preferred to:

For rates and fees of the Chase Sapphire Preferred® Card, please click here.


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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