Blue Cash Everyday vs Mastercard® Black Card™
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Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to Mastercard Black Card, a travel card? Read our comparison chart below.
| Read Blue Cash Everyday Review |  | |
Blue Cash Everyday® Card from American Express | Mastercard® Black Card™ | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR on Purchases for 15 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR on Balance Transfers for 15 months | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Purchase APR | 20.24% to 29.24% Variable based on your creditworthiness and other factors | 20.24% to 28.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 29.24% Variable based on your creditworthiness and other factors | 20.24% to 28.24% Variable, based on your creditworthiness and other factors based on your creditworthiness and other factors |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. | 0% of each transaction in U.S. dollars. |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | |
| Cash Back Rewards | 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. | 1.5% value for cash back redemptions |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year. Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. | |
| Gas Rewards | 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Great cash back card for cardholders who pay in full... | Stainless steel and carbon card with luxury benefits... |
| Read Blue Cash Everyday Review | | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Mastercard® Black Card™ card, please click here. Disclaimer: The information for the Blue Cash Everyday® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Everyday: Pricing information including interest rates, benefits and fees was obtained on April 22, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Blue Cash Everyday® Card from American Express
Blue Cash Everyday Review
Articles on Mastercard® Black Card™
Mastercard Black Card
Which Do You Like and Why?
Compare Blue Cash Everyday to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
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