Blue Cash Everyday vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

Blue Cash Everyday is a great cash back card for cardholders who pay in full. How does it compare to Discover It, a cash back card? Read our comparison chart below.

	Blue Cash Everyday® Card from American Express	Discover it® Cash Back
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on Purchases for 15 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR on Balance Transfers for 15 months	0% introductory APR for 15 months
Purchase APR	18.24% to 29.24% Variable based on your creditworthiness and other factors	18.24% to 27.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.24% to 29.24% Variable based on your creditworthiness and other factors	18.24% to 27.24% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.	1% cash back on all other purchases.
Bonus Cash Back		5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Gas Rewards	3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards	3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus cash back 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%) No annual fee Cons: Not a Visa/MasterCard	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Great cash back card for cardholders who pay in full... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Blue Cash Everyday Review	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Blue Cash Everyday® Card from American Express and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Everyday: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Blue Cash Everyday or Discover It?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Everyday or Chase Freedom Unlimited.