Betterment vs Fidelity

Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Fidelity? Read our comparison chart below.

Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

While Fidelity offers stock trades at $0 per trade and more than 180 branch locations. There is no minimum deposit.

Compare Betterment with Fidelity, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Betterment	Fidelity
	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review	SPECIAL OFFER Commission-Free Trading - Online Stock, ETF and Option Trades - Learn More Read Fidelity Review
	Benefits and Features
Savings	Betterment Cash Reserve - Earn 4.00% APY**
Stock Trading		$0
Options Trading		$0.65 per contract
Annual Fee	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more	None
Cryptocurrency Trading		$0
Minimum Deposit	$0	$0
Checking	No-Fee Checking
Mutual Fund Trading		Yes
Phone Support	Yes
Live Chat Support	No
Email Support	Yes
Human Advisors	Yes ($100k minimum)
Robo Advisor	Yes
Assets Under Management	$50+ Billion
Minimum Investment	$0
Tax Loss Harvesting	Yes
Goal Tracker	Yes
Automatic Deposits	Yes
Inactivity Fee		$0
Maintenance Fee		$0
Online Platform	Yes
iPhone App	Yes
Android App	Yes
Banking	Offers checking account with a free debit card, and a high-yield cash account	No
Mobile App	iOS & Android	Yes
Trading Platform		Desktop, Web Trading, Mobile Apps
Single Stock Diversification	No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes
401k Plans	Yes
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	Yes
529 Plans	No
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Savings
Fees
Mobile App
Pros & Cons	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors	Pros: $0 monthly service fee No minimum balance Free debit card Cons: Relatively low APY Few physical branches
Bottom Line	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review	Cash management account with a decent APY... Read full review
	Compare Pricing Betterment Cash Reserve - Earn 4.00% APY** Invest with Automated Portfolios	Commission-Free Trading - Online Stock, ETF and Option Trades Cash Management Account
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 01/12/2025 Fidelity: Pricing information from published website as of 07/05/2024.

Which is Better: Betterment or Fidelity?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Acorns.

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

• Betterment vs Acorns
• Betterment vs Robinhood

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Articles on Fidelity

Fidelity High Yield Savings

Fidelity boasts an all-around account with no fees and a decent APY. But there's even more to discover. Keep reading.

Which Do You Think is Best?

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