Betterment vs Charles Schwab Intelligent Portfolio

Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to Charles Schwab Intelligent Portfolio? Read our comparison chart below.

Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

While Charles Schwab Intelligent Portfolio charges no service fees, rebalance fees, or commissions. It offers highly diversified portfolios, consisting of up to 20 asset classes in any portfolio. The minimum investment is $5,000 to start. This robo-advisor has over 300 physical branches if you need in-person help.

Compare Betterment with Charles Schwab Intelligent Portfolio, side-by-side.

	Betterment	Charles Schwab Intelligent Portfolio
	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings	Betterment Cash Reserve - Earn 4.00% APY**
Annual Fee	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more	None
Minimum Deposit	$0	$5,000
Checking	No-Fee Checking
Phone Support	Yes	24/7
Live Chat Support	No	24/7
Email Support	Yes	Yes
Human Advisors	Yes ($100k minimum)	No
Robo Advisor	Yes
Assets Under Management	$50+ Billion	$27 Billion
Minimum Investment	$0
Tax Loss Harvesting	Yes	Available for accounts $50,000 and over
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Banking	Offers checking account with a free debit card, and a high-yield cash account
Mobile App	iOS & Android
Single Stock Diversification	No
Fractional Shares	Yes	No
Taxable Accounts	Yes	Yes
401k Plans	Yes	No
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	Yes
Trust Accounts	Yes	Yes
529 Plans	No	No
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Compare Pricing Betterment Cash Reserve - Earn 4.00% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 01/12/2025 Charles Schwab Intelligent Portfolio: Pricing information from published website as of 06/14/2018

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Acorns.

Articles on Betterment

Betterment Review

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

• Betterment vs Acorns
• Betterment vs Robinhood

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?

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