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Bask Bank vs Synchrony Bank

Bask Bank is a digital bank with high APY and ability to earn airline mileage. How does it compare to Synchrony Bank? Read our comparison chart below.

 

Bask Bank

Synchrony Bank

SPECIAL OFFER
Personal Savings Account - 10,000 AAdvantage Bonus Miles - Learn More

Read Bask Bank Review

SPECIAL OFFER
High Yield Savings - 4.30% APY - Learn More

Read Synchrony Bank Review

 

Benefits and Features

Savings
4.65% APY
4.30% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
CD3.75% to 4.65% APY. Terms of 3 to 24 months.0.25% to 4.20% APY. Terms of 3 months to 5 years. No minimum deposit to open.
Checking
1.00% APY
 
Money Market
N/A
2.25% APY. No monthly service fee and no minimum deposit.
Mobile App
iOS & Android
 
ATMs
55,000+ Allpoint® ATMs
Any ATMs with Plus or Accel logos
Customer ServiceMonday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT)Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET)
IRA CD
N/A
0.25% to 4.20% APY. Terms of 3 months to 5 years. No minimum deposit to open.
IRA Money Market
N/A
2.25% APY.
Locations
Online only
Online Only
 

CreditDonkey® Reviews

SavingsStarStarStarStarStarStarStarStarStarStar
CDStarStarStarStarStar
Mobile AppStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • High APY on savings
  • Earn American Airline mileage
  • No monthly fees
Cons:
  • No physical locations
Pros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • Limited customer service hours
Bottom LineDigital bank with high APY and ability to earn airline mileage... Read full reviewGood online bank offering high interest rates... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Bask Bank: Information sourced from the published website as of 11/12/2024.

Synchrony Bank: Pricing information from published website as of 10/06/2024.

Which is Better: Bask Bank or Synchrony Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bask Bank or Bank of America.


Articles on Bask Bank

Bask Bank

Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs.

Articles on Synchrony Bank

Synchrony Bank Review

Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account.

Synchrony High Yield Savings

Synchrony's high-yield savings account has a high APY with no fees. But they also have more to offer than just that. Read on to know all the details.

Synchrony Bank CD Rates

Are CD rates good at Synchrony Bank? Find out if you should open a Synchrony CD.

Which Do You Think is Best?





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